Finance & Accounting
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral — no vendor pays for placement or ranking.
Customer invoicing, dunning, cash application and credit risk.
Compare only the options that work with your ERP:
Every product below is mapped against the same 52-capability AR & collections taxonomy. Expand a module to compare capability by capability.
| Capability | Emagia30/52 | Sidetrade30/52 | Esker26/52 | HighRadius26/52 | Kolleno26/52 | Quadient AR (by YayPay)26/52 |
|---|---|---|---|---|---|---|
| 5/8 | 6/8 | 5/8 | 4/8 | 6/8 | 4/8 | |
| 6/7 | 5/7 | 5/7 | 5/7 | 5/7 | 4/7 | |
| 5/5 | 3/5 | 0/5 | 4/5 | 2/5 | 4/5 | |
| 5/5 | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | |
| 2/6 | 1/6 | 2/6 | 3/6 | 4/6 | 3/6 | |
| 0/5 | 1/5 | 0/5 | 1/5 | 0/5 | 0/5 | |
| 4/6 | 4/6 | 5/6 | 1/6 | 4/6 | 5/6 | |
| 1/4 | 4/4 | 2/4 | 0/4 | 1/4 | 1/4 | |
| 2/6 | 2/6 | 3/6 | 3/6 | 1/6 | 3/6 |
“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
Which AR & collections products have a standard connector to your ERP — and how deep it goes. Badges link to the marketplace listing or vendor documentation we verified.
| Product | SAP | Oracle Fusion Cloud | NetSuite | Microsoft Dynamics 365 | Sage Intacct | Acumatica | Sage X3 | Infor | QuickBooks | Xero |
|---|---|---|---|---|---|---|---|---|---|---|
| Chaser | Prebuilt | Prebuilt | Prebuilt | Prebuilt | Prebuilt | Certified | ||||
| Kolleno | Prebuilt | Prebuilt | Prebuilt | Prebuilt | Prebuilt | Prebuilt | ||||
| Quadient AR (by YayPay) | Prebuilt | Certified | Prebuilt | Prebuilt | Prebuilt | Prebuilt | ||||
| Billtrust | Prebuilt | Prebuilt | Certified | Prebuilt | Prebuilt | |||||
| Emagia | Prebuilt | Prebuilt | Prebuilt | Prebuilt | ||||||
| Esker | Prebuilt | Prebuilt | Prebuilt | Prebuilt | ||||||
| Gaviti | API | Prebuilt | Prebuilt | Prebuilt | ||||||
| Growfin | API | API | Certified | API | ||||||
| HighRadius | Prebuilt | Prebuilt | Certified | Prebuilt | ||||||
| Invoiced | Certified | Prebuilt | Prebuilt | Prebuilt | ||||||
| Sidetrade | Prebuilt | Prebuilt | Prebuilt | Prebuilt | ||||||
| Upflow | Certified | Prebuilt | Prebuilt | Prebuilt | ||||||
| Versapay | API | Certified | Prebuilt | Prebuilt | ||||||
| Serrala | Certified |
Certified = listed on the ERP vendor's official marketplace. Prebuilt = productised vendor-built connector. iPaaS = official integration-platform template. API = integration is possible via documented APIs but no productised connector was evidenced. A dash means we found no evidence — not that no integration exists.
SAP
Oracle
NetSuite
Dynamics 365+1
SageNetSuite+2SAPOracleNetSuiteDynamics 365SAPOracleNetSuiteDynamics 365NetSuiteSAPDynamics 365Sage+1NetSuiteOracleSAPDynamics 365+2SAPOracleNetSuiteDynamics 365NetSuiteSage IntacctDynamics 365QuickBooksNetSuiteXeroQuickBooksSage+2SAPNetSuiteSageDynamics 365+1SAPOracleDynamics 365NetSuite+3SAPOracleNetSuiteDynamics 365NetSuiteQuickBooksXeroSage IntacctNetSuiteSage IntacctDynamics 365OracleHow companies actually use AR & collections alongside their ERP — summarised from each vendor's published case studies.
Equipment & Services · United States
DSO dropped from 38 to 20 days, AR balance cut in half to $10M, bad debt reduced to under $200K, $360K annual savings
Software/SaaS · Enterprise
Runs with Sage IntacctWithin 2 months reduced outstanding receivables by 11% and decreased DSO by 2 days, continues to drive down key metrics, shifted approach allowing focus on highest priorities and shrinking total A/R
Healthcare · SMB
Increased early credit card payments significantly, reduced requests for paper bills to less than 0.1% of patients, 80% of patients with balances under $50 paid via mobile, 200% increase in bills paid within 45 days
Facility Services · United States
$1M+ in annualized savings, processing 600K-650K payments/month, payment processing doubled to 40-45/hour, credit card virtual card team reduced from 16 to 2 people
Staffing · United States · Enterprise
ACH match rate tripled to 70%, 8 team members save 5+ hours/week, 2000+ hours productivity gains annually, 75% reduction in card costs
Building Materials · United States
$15M in annual surcharging savings, 7-8 collectors handle workload of 10, eliminated need to hire 2 credit managers, 100% electronic credit applications
Summarised from each vendor's published customer stories. Figures are the vendor's own claims, not independently verified by ERP Research. Browse all case studies →
A vendor-neutral shortlisting guide to AR & collections: how the 14 systems we track compare on capability, what to check before you sign, and the questions that separate a good fit from an expensive one.
AR & Collections Buyer's Guide
14 systems compared · 2026
ERP Research
Most vendors in this category price by quote, so there is no honest list price to quote you. Here is what actually drives your number — and how to get a real one.
5 of the 14 vendors we track in this category publish no list price at all.
Pick two to four products. Two selections unlock the full capability-by-capability comparison page.
A AR & Collections add-on is third-party software that extends your ERP with dedicated ar & collections capabilities. Customer invoicing, dunning, cash application and credit risk. Rather than building this functionality with custom development, you integrate a purpose-built product that connects to your ERP's data.
Native ERP modules often cover the basics but lack the depth specialist teams need. A dedicated ar & collections add-on typically offers richer features, faster time-to-value, and ongoing vendor investment focused on that single problem — while still reading from and writing back to your ERP as the system of record.
Most established ar & collections vendors offer certified integrations for the major ERP platforms (buyers commonly search for things like "collections software SAP"). Always confirm support for your specific ERP product and version before shortlisting.
Start from your requirements, then check each vendor against integration depth, ERP-version support, data-sync model, reference customers on your ERP, pricing and implementation effort. Use the checklist on this page as a starting point.