Esker

AI-driven Accounts Receivable and collections management suite for order-to-cash teams.

Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.

Works with: SAPOracleNetSuiteMicrosoft Dynamics
Deployment: Cloud
Company size: Mid-market, Enterprise
Pricing: Quote-based
Founded: 1985
Headquarters: Lyon, France

Overview

Esker is a global software company founded in Lyon, France, providing AI-driven automation for the Office of the CFO across source-to-pay and order-to-cash processes. Within its order-to-cash suite, Esker's Accounts Receivable solution set covers credit management, invoice delivery, collections management, cash application and deductions/dispute management, aimed at helping finance and credit teams reduce Days Sales Outstanding (DSO) and manual collections effort.

Esker's Collections Management module gives credit and collections teams a single view of receivables, with configurable collection strategies, automated reminder and statement delivery, and real-time dashboards tracking DSO, Collection Effectiveness Index (CEI) and reasons for late payment. Esker Synergy AI, the company's set of AI capabilities (machine learning, deep learning, NLP and generative AI), analyzes customer payment behavior to predict payment risk and dynamically reprioritize collector workload and outreach.

Collections Management is designed to work alongside Esker's Cash Application module, which uses AI-based data extraction and an auto-matching engine to reconcile incoming payments against open invoices and post the results back into the customer's ERP, and alongside Esker Credit Management, which feeds risk scoring into collection strategy. Esker reports over 100 ERP/back-end integrations built to date and connects into SAP, Oracle (E-Business Suite, JD Edwards EnterpriseOne, NetSuite) and Microsoft Dynamics through prebuilt, pre-built connectors as well as REST APIs and file-exchange for legacy systems.

Screenshots & demo

Demo video from the vendor's YouTube channel.

Modules & capabilities

Esker covers 26 of 52 capabilities we track in this category (+1 partial)

50%

Automated collections workflowsUnlimited configurable collection groups and strategies
Core strength
AI-driven collector prioritizationAI-driven risk-based prioritization of collector workload
Core strength
Customer/account segmentationConfigurable collection groups and strategies by segment
Supported
Multi-channel outreachDiversified collection methods with customizable action timing
Supported
Promise-to-pay tracking
Not evidenced
Collector task & workflow managementPrioritized collection call lists
Supported
Payment plans / instalments
Not evidenced
Managed / outsourced AR service
Not evidenced

“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.

Common use cases

Giving credit and collections teams a single, prioritized worklist driven by AI risk scoring instead of manual aging reports
Automating delivery of payment reminders and account statements to reduce manual collector outreach
Reducing DSO by reprioritizing collector effort toward accounts with the highest predicted payment risk
Matching high volumes of incoming customer payments to open invoices automatically via AI-powered cash application
Giving sales reps real-time visibility into a customer's AR status through Salesforce integration before renewal or upsell conversations
Managing deduction and dispute resolution in a shared workflow between credit, sales and customer service
Connecting SAP, Oracle or Dynamics ERP data to a single AR and collections layer for multi-entity organizations

Strengths & considerations

Strengths

Part of a broader order-to-cash and source-to-pay suite, so collections, cash application, credit management and invoice delivery share one data layer
Esker Synergy AI applies payment-behavior risk scoring to dynamically reprioritize collector workload rather than relying on static aging buckets
Reports 100+ ERP/back-end integrations built to date, with prebuilt connectors for SAP (Clean Core-compliant, RISE/GROW with SAP support), Oracle and Microsoft Dynamics
Named a Leader in the 2024 Gartner Magic Quadrant for Invoice-to-Cash Applications

ERP integrations

SAP

Prebuilt connector

Bi-directionalPaymentsInvoicesGL entriesCustomer accounts

Built as on-stack extensions Esker describes as compliant with SAP Clean Core Level A; automates payment allocation for SAP ECC and S/4HANA. No store.sap.com listing found, so not marked certified.

Integration docs →

Oracle Fusion CloudEsker for Oracle

Prebuilt connector

Bi-directionalCustomer master dataInvoicesDocuments

Oracle PartnerNetwork (OPN) member; covers Oracle E-Business Suite and JD Edwards EnterpriseOne.

Integration docs →

NetSuite

Prebuilt connector

Bi-directionalCustomer master dataInvoices

Delivered as part of Esker's Oracle integration family, which covers Oracle NetSuite.

Integration docs →

Microsoft Dynamics 365

Prebuilt connector

Bi-directionalCustomer master dataInvoices

Integration docs →

Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-11.

Pricing

Model

Quote-based

Free trial

Esker uses a subscription-based 'On Demand' SaaS pricing model combining flat fees with per-document/transaction charges; no public starting price. Cost depends on modules selected, invoice/transaction volume and ERP complexity. Get an independent shortlist with pricing guidance below.

Technical & security

Hosting: SaaS (multi-tenant)
Mobile app: Yes

About the vendor

Founded: 1985
Headquarters: Lyon, France
Employees: ~1,200
Ownership: Private (Bridgepoint and General Atlantic; delisted from Euronext Paris in 2025 following a tender offer)

Alternatives to Esker in AR & Collections

BilltrustAI-powered order-to-cash platform for invoicing, payments, cash application and collections.ChaserAutomated accounts receivable and credit control software that gets invoices paid faster.EmagiaAI-powered autonomous finance platform automating order-to-cash, AR and collections.GavitiAI-powered accounts receivable automation for collections, cash application and credit.GrowfinAI-powered accounts receivable platform for collections and cash application.HighRadiusAI-powered autonomous receivables platform for cash application, collections and deductions.

Esker — frequently asked questions

Does Esker integrate with SAP?

Yes. Esker offers SAP-certified, prebuilt connectors for SAP ECC and S/4HANA, built as on-stack extensions compliant with SAP's Clean Core strategy, that reconcile cash-application results, invoices and customer accounts directly in SAP.

What ERPs does Esker's AR and collections suite connect to?

Esker provides prebuilt integrations for SAP, Oracle (E-Business Suite, JD Edwards EnterpriseOne, NetSuite) and Microsoft Dynamics, plus REST APIs and file-exchange options, and reports more than 100 ERP/back-end integrations built to date.

How does Esker's AI help with collections?

Esker Synergy AI analyzes each customer's historical payment behavior to score payment risk and dynamically reprioritize collector workload and outreach toward the accounts most likely to pay late or default.

How is Esker's Accounts Receivable / Collections Management priced?

Pricing is quote-based, using a subscription plus per-document/transaction model. Esker does not publish a starting price; cost depends on the modules selected, transaction volume and ERP complexity.

Evaluating AR & Collections?

Tell us your ERP and requirements and we'll send an independent shortlist — including Esker and the best-fit alternatives — with honest pros and cons.