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Sidetrade

by Sidetrade · AR & Collections

AI-native order-to-cash platform automating collections, cash application and credit risk.

Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.

Works with
SAPOracleNetSuiteMicrosoft Dynamics
Deployment
Cloud
Company size
Mid-market, Enterprise
Pricing
Quote-based
Founded
2000
Headquarters
Boulogne-Billancourt, France

Overview

Sidetrade is a France-based, publicly listed (Euronext Growth Paris: ALBFR) software company that positions itself as an Order-to-Cash (O2C) Intelligence platform. Its Augmented Cash suite targets finance and credit teams at mid-market and large enterprises, automating collections, cash application, credit risk management, dispute (deduction) handling, and cash forecasting.

The platform's differentiator is Aimie, a set of agentic AI capabilities built on a large B2B payment data lake (Sidetrade cites 1B+ payment experiences and 42M+ buyers). Aimie agents can autonomously run dunning outreach (including an AI Cash Collection Agent that makes outbound calls and emails), match incoming remittances to open invoices, triage and categorize customer disputes with suggested resolution templates, and support credit decisioning by combining internal payer data with external credit bureau and credit insurer feeds.

Sidetrade connects to ERP systems including SAP, Oracle, NetSuite and Microsoft Dynamics to synchronize customer, invoice, order and payment data, and exposes a REST API for custom integrations. It serves enterprise customers across multiple countries, with a large share of revenue coming from large, multinational accounts.

Screenshots & demo

Demo video from the vendor's YouTube channel.

Modules & capabilities

Sidetrade covers 30 of 52 capabilities we track in this category

58%
  • Automated collections workflowsAutomated dunning strategies and correspondence
    Core strength
  • AI-driven collector prioritizationAI-prioritized collector worklists
    Core strength
  • Customer/account segmentationPortfolio and risk segmentation reporting
    Supported
  • Multi-channel outreachAutonomous AI Cash Collection Agent (calls, emails, voicemail)
    Core strength
  • Promise-to-pay tracking
    Not evidenced
  • Collector task & workflow managementCollector performance targets and dashboards (Cash Target)
    Core strength
  • Payment plans / instalmentsPayment plan / instalment setup
    Core strength
  • Managed / outsourced AR service
    Not evidenced

“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.

Common use cases

  • Automating dunning and collections outreach for a multinational with a large, diverse AR ledger
  • Reducing manual cash application effort by auto-matching remittances to SAP or Oracle invoice data
  • Centralising customer disputes and deductions into a single case-management view to speed resolution
  • Combining internal payment history with external credit bureau data to set data-driven credit limits
  • Forecasting expected cash collections across entities and currencies for treasury planning
  • Using an AI collection agent to handle first-contact and follow-up outreach at scale, escalating only high-risk accounts to human collectors
  • Connecting NetSuite or Dynamics 365 order and invoice data to a single O2C intelligence layer without changing ERP configuration

Strengths & considerations

Strengths

  • Agentic AI (Aimie) with an autonomous AI Cash Collection Agent, moving beyond rules-based dunning bots
  • Large proprietary B2B payment data lake used to predict payer behaviour and prioritise collections
  • European heritage with strong multi-currency, multi-entity, multi-language handling for global manufacturing/distribution customers
  • Publicly listed company (Euronext Growth Paris) with two decades of O2C-focused product history

ERP integrations

Prebuilt connector
Bi-directionalCustomersInvoicesOrdersPayments

Vendor describes bi-directional ERP connectors for collections, cash application and credit workflows; no marketplace listing or SAP-specific doc page found.

Prebuilt connector
Bi-directionalCustomersInvoicesOrdersPayments
Prebuilt connector
Bi-directionalCustomersInvoicesOrdersPayments

No SuiteApp Marketplace listing found for Sidetrade.

Prebuilt connector
Bi-directionalCustomersInvoicesOrdersPayments

Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-11.

Pricing

Model
Quote-based
Free trial
No

Sidetrade does not publish standard pricing; cost is driven by modules selected, user/collector count, and transaction volume, with AI agents reportedly priced as a fixed monthly fee per agent with a capped number of executions. Get an independent shortlist with pricing guidance below.

Technical & security

Hosting
SaaS (multi-tenant)
Mobile app
No
Languages
English, French

About the vendor

Founded
2000
Headquarters
Boulogne-Billancourt, France
Employees
~450
Ownership
Public (Euronext Growth Paris: ALBFR)

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Sidetrade — frequently asked questions

Does Sidetrade integrate with SAP?

Yes. Sidetrade connects to SAP to synchronize customer, invoice, order and payment data, supporting automated collections, cash application and credit risk workflows alongside the ERP.

What ERPs does Sidetrade work with?

Sidetrade integrates with major ERP systems including SAP, Oracle, NetSuite and Microsoft Dynamics via prebuilt connectors and a REST API, without requiring changes to chart of accounts or GL configuration.

How much does Sidetrade cost?

Sidetrade does not publish list pricing. Cost is quote-based, depending on the modules used, number of collectors/users, and transaction or payment volume; its newer AI agents are reportedly billed as a fixed monthly fee per agent with a capped execution volume.

What is Aimie?

Aimie is Sidetrade's agentic AI layer, including an autonomous AI Cash Collection Agent that can make outbound collection calls and emails, plus AI-assisted cash application matching, dispute triage and credit analysis capabilities built on Sidetrade's B2B payment data lake.

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