Finance & Accounting
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral — no vendor pays for placement or ranking.
Cash forecasting, in-house banking, FX and treasury workflows.
Compare only the options that work with your ERP:
Every product below is mapped against the same 59-capability treasury & cash management taxonomy. Expand a module to compare capability by capability.
| Capability | Kyriba36/59 | GTreasury31/59 | ION Treasury28/59 | FIS Treasury and Risk Manager (Quantum)27/59 | Nomentia27/59 | Coupa Treasury24/59 |
|---|---|---|---|---|---|---|
| 6/7 | 5/7 | 6/7 | 3/7 | 5/7 | 5/7 | |
| 4/7 | 4/7 | 2/7 | 0/7 | 2/7 | 2/7 | |
| 5/8 | 5/8 | 2/8 | 3/8 | 8/8 | 5/8 | |
| 3/5 | 2/5 | 2/5 | 2/5 | 3/5 | 2/5 | |
| 6/7 | 6/7 | 7/7 | 7/7 | 1/7 | 4/7 | |
| 6/6 | 4/6 | 5/6 | 3/6 | 3/6 | 3/6 | |
| 1/4 | 1/4 | 1/4 | 4/4 | 4/4 | 1/4 | |
| 1/5 | 0/5 | 0/5 | 0/5 | 0/5 | 0/5 | |
| 0/4 | 3/4 | 3/4 | 2/4 | 0/4 | 1/4 | |
| 4/6 | 1/6 | 0/6 | 3/6 | 1/6 | 1/6 |
“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
Which treasury & cash management products have a standard connector to your ERP — and how deep it goes. Badges link to the marketplace listing or vendor documentation we verified.
| Product | SAP | Oracle Fusion Cloud | NetSuite | Microsoft Dynamics 365 | Workday | Sage Intacct | QuickBooks | Xero |
|---|---|---|---|---|---|---|---|---|
| HighRadius Treasury | Prebuilt | Prebuilt | Prebuilt | Prebuilt | API | API | ||
| Tesorio | API | API | Prebuilt | API | Prebuilt | Prebuilt | ||
| Agicap | Prebuilt | Prebuilt | Prebuilt | Prebuilt | Certified | |||
| Kyriba | Prebuilt | Prebuilt | Certified | Prebuilt | Prebuilt | |||
| GTreasury | Prebuilt | Prebuilt | Prebuilt | Prebuilt | ||||
| Nomentia | Prebuilt | Prebuilt | Certified | Certified | ||||
| TIS (Treasury Intelligence Solutions) | Certified | Prebuilt | Prebuilt | Prebuilt | ||||
| Coupa Treasury | Prebuilt | Prebuilt | Prebuilt | |||||
| FIS Treasury and Risk Manager (Quantum) | Prebuilt | Prebuilt | ||||||
| ION Treasury | Prebuilt | Prebuilt | ||||||
| Trovata | Certified | Prebuilt | ||||||
| Serrala | Certified |
Certified = listed on the ERP vendor's official marketplace. Prebuilt = productised vendor-built connector. iPaaS = official integration-platform template. API = integration is possible via documented APIs but no productised connector was evidenced. A dash means we found no evidence — not that no integration exists.
NetSuite
Sage
Dynamics 365
SAP
OracleNetSuiteSAPOracleSAPOracleNetSuiteDynamics 365SAPOracleNetSuiteDynamics 365SAPOracleSAPOracleNetSuite
Workday+1SAPOracleDynamics 365SAPOracleDynamics 365NetSuite+3NetSuiteSageDynamics 365SAP+1SAPOracleNetSuiteDynamics 365How companies actually use treasury & cash management alongside their ERP — summarised from each vendor's published case studies.
Financial Services · USA · Enterprise
Tax team saved 10 hours per week; nearly 100 tax payment types automated; improved forecast accuracy; reduced late payments and penalties; extended benefits to other departments
Retail · USA · Enterprise
Achieved same-day cash transparency by 10:00-10:30 AM; automated daily store account reconciliation; identified missing deposits faster; enabled 200-300 wire transfers per sweep execution; automated 40k-45k monthly GL transactions; improved visibility across finance teams
Manufacturing · Global · Enterprise
Global cash forecasting consolidated from Excel; CFO now confident in forecasts; detailed transparency to individual transaction level; ability to manage FX exposures; comparison tools for forecast accuracy analysis
Australia
Runs with SAPFollowing its separation from Campbell’s Soup, The Arnott’s Group faced a critical decision: build treasury from the ground up or risk gaps in visibility, compliance and control. The existing setup remained fragmented, not cloud-based and short on core capabilities needed to scale. Key challenges included:Manual, Excel-based short-term forecasting and daily reconciliation that slowed decision-makingTime-intensive debt payment processing that increased operational burden and timing riskLimited forecasting by account or region, reducing the team’s ability to manage liquidity preciselyLack of real-time visibility into global cash positions across accounts, entities and regionsDisconnected workflows across SAP and bank data, creating manual entry and close bottlenecks
s leveraged:ChallengesGrupo Walworth operates a network of manufacturing entities across multiple geographies, each historically managing treasury independently. With no centralized oversight and varying regional banking portals, treasury processes were fragmented, manual, and expensive to maintain. Leadership recognized the need for a modern treasury management solution that would unify operations, streamline payments, and provide real-time visibility into cash.SolutionGrupo Walworth selected Ripple Treasury to help transform its treasury structure from siloed and reactive to centralized and strategic. The team began consolidating processes and automating approvals, with early success across both Mexico and the U.S.Capabilities DeployedCentralized cash visibility across all bank accountsM
s leveraged:ChallengesDDF’s treasury team faced time-consuming, manual workflows across investment tracking, interest accruals, and month-end reporting. Spreadsheet formulas and fragmented data sources introduced unnecessary risk and made it difficult to provide audit-ready reports or make timely strategic decisions. The team needed a solution that could:Automate time-intensive tasks across investment and reporting processesCentralize data for full visibility into liquidity and maturitiesShorten the month-end close process and reduce audit prep timeStrengthen controls and reduce operational risk in a regulated environmentSolutionDDF selected Ripple Treasury for its intuitive platform, rapid deployment, and ability to automate the full investment lifecycle. The Ripple Treasury professional
Summarised from each vendor's published customer stories. Figures are the vendor's own claims, not independently verified by ERP Research. Browse all case studies →
A vendor-neutral shortlisting guide to treasury & cash management: how the 12 systems we track compare on capability, what to check before you sign, and the questions that separate a good fit from an expensive one.
Treasury & Cash Management Buyer's Guide
12 systems compared · 2026
ERP Research
Most vendors in this category price by quote, so there is no honest list price to quote you. Here is what actually drives your number — and how to get a real one.
11 of the 12 vendors we track in this category publish no list price at all.
Pick two to four products. Two selections unlock the full capability-by-capability comparison page.
A Treasury & Cash Management add-on is third-party software that extends your ERP with dedicated treasury & cash management capabilities. Cash forecasting, in-house banking, FX and treasury workflows. Rather than building this functionality with custom development, you integrate a purpose-built product that connects to your ERP's data.
Native ERP modules often cover the basics but lack the depth specialist teams need. A dedicated treasury & cash management add-on typically offers richer features, faster time-to-value, and ongoing vendor investment focused on that single problem — while still reading from and writing back to your ERP as the system of record.
Most established treasury & cash management vendors offer certified integrations for the major ERP platforms (buyers commonly search for things like "treasury SAP"). Always confirm support for your specific ERP product and version before shortlisting.
Start from your requirements, then check each vendor against integration depth, ERP-version support, data-sync model, reference customers on your ERP, pricing and implementation effort. Use the checklist on this page as a starting point.