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Trovata

by Trovata · Treasury & Cash Management

Automated cash management and forecasting with direct bank API connectivity.

Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.

Deployment
Cloud
Company size
Mid-market, Enterprise
Pricing
Quote-based
Founded
2016
Headquarters
San Diego, United States

Overview

Trovata is a cash management and forecasting platform that connects directly to banks via APIs to aggregate balances and transactions in near real time. Founded in 2016 by Brett Turner, it targets finance and treasury teams at mid-market and enterprise companies that want automated cash visibility without a heavy implementation.

The platform normalises differing bank data formats into a single queryable data lake, reporting connectivity to 50+ enterprise banks and thousands of business banks through open-banking APIs. It provides automated cash position reporting, machine-learning cash forecasting, transaction search and tagging, analytics, and payment initiation across connected banks.

Trovata has also added generative-AI features for natural-language financial queries. Its funding has come largely from banks — including JPMorgan, Wells Fargo, State Street and PNC — and several banks resell or white-label the technology to their corporate clients.

Screenshots & demo

Demo video from the vendor's YouTube channel. Screenshots sourced from Trovata.

Modules & capabilities

Trovata covers 14 of 59 capabilities we track in this category

24%
  • Real-time cash positioning
    Core strength
  • Bank statement aggregation
    Core strength
  • Cash pooling & concentration
    Not evidenced
  • Liquidity planning
    Not evidenced
  • Multi-currency, multi-entity cash reporting
    Supported
  • Automated bank reconciliation
    Not evidenced
  • Intercompany / group cash visibility
    Not evidenced

“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.

Common use cases

  • Automating daily cash positioning across many bank accounts without manual spreadsheets
  • Building ML-based cash forecasts from historical bank transaction data
  • Aggregating balances and transactions from dozens of banks into one normalised view
  • Querying cash and transaction data in natural language via generative AI
  • Initiating and reconciling payments across multiple connected banks
  • Deploying bank-branded cash management offered through a banking partner (white-label)

Strengths & considerations

Strengths

  • Direct open-banking API connectivity rather than file-based feeds, enabling near real-time data
  • Funded and partnered with major banks (JPMorgan, Wells Fargo, State Street, PNC), some of which resell the platform
  • Generative-AI interface for natural-language querying of cash and transaction data

Considerations

  • Focused on cash management, forecasting and payments rather than the full debt, derivatives and hedge-accounting depth of legacy enterprise TMS

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ERP integrations

NetSuiteTrovata Financial Institution Plugin
Certified marketplace app
Pushes to ERPBank transactionsBank balances

Self-service SuiteApp that imports normalised bank transactions from any Trovata-connected bank directly into NetSuite.

Prebuilt connector
Pushes to ERPBank transactionsCash forecasts

Vendor-announced Sage Intacct integration bringing Trovata's cash forecasting into Intacct.

Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-11.

Pricing

Full Trovata pricing breakdown — cost at 25/100/500 seats, competitor rates & FAQs

Model
Quote-based
Free trial
No

Subscription driven by number of bank connections, entities and selected capabilities; also available white-labelled via banking partners. Get an independent shortlist with pricing guidance below.

What does Trovata cost?

Trovata prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.

  • Transaction volumethe number of payments, invoices or orders you push through it each month (7 of 12 vendors here).
  • Integrations & connectorshow many systems it has to talk to — ERP connectors are often priced separately (7 of 12 vendors here).
  • Modules selecteda base platform fee plus whichever functional modules you switch on (5 of 12 vendors here).
  • Named usersa per-seat subscription, so cost scales with how many people need access (2 of 12 vendors here).
  • Implementation & onboardinga one-off setup fee on top of the subscription, quoted against your scope (2 of 12 vendors here).

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11 of the 12 vendors we track in this category publish no list price at all.

Technical & security

Hosting
SaaS (multi-tenant)
Mobile app
No
Languages
English

About the vendor

Founded
2016
Headquarters
San Diego, United States
Ownership
Private (venture-backed, primarily by banks)

Alternatives to Trovata in Treasury & Cash Management

Trovata — frequently asked questions

How does Trovata connect to banks?

It connects directly through open-banking APIs to 50+ enterprise banks and thousands of business banks, normalising the data into a single queryable layer.

Does Trovata do cash forecasting?

Yes. It builds machine-learning forecasts from historical bank data, ERP inputs and projected activity, with scenario and variance analysis.

Can Trovata make payments?

Yes. It supports payment initiation, approval and reconciliation across connected banks.

Who backs Trovata?

Its funding has come largely from banks including JPMorgan, Wells Fargo, State Street and PNC, several of which also partner to offer the platform to their clients.

Compare Trovata head-to-head

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The Treasury & Cash Management Buyer's Guide

Before you commit to Trovata, see how it sits against the 12 treasury & cash management systems we track — on capability, ERP integration depth and what each one actually charges for.

Treasury & Cash Management Buyer's Guide

12 systems compared · 2026

ERP Research

  • Trovata compared side-by-side with 11 alternatives
  • ERP integration checklist — what to verify before you shortlist
  • The pricing questions that change the quote
  • A Trovata evaluation brief, included with the guide
Free Download

Treasury & Cash Management Buyer's Guide

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