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Tesorio

by Tesorio · Treasury & Cash Management

Cash flow performance platform automating collections and cash forecasting.

Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.

Works with
NetSuiteSage IntacctWorkdayMicrosoft DynamicsSAPOracle
Deployment
Cloud
Company size
Mid-market, Enterprise
Pricing
Annual subscription, quote-based
Founded
2015
Headquarters
Burlingame, United States

Overview

Tesorio is a cash flow performance platform that automates accounts receivable, collections and cash flow forecasting for finance teams. Increasingly positioned around AI/agentic financial operations, it focuses on accelerating cash conversion and improving forecast accuracy for mid-market and enterprise companies, with particular strength in NetSuite-based SaaS finance organisations.

The platform applies machine learning to predict customer payment timing, automates collections workflows and dunning, performs cash application (matching incoming payments to open invoices), and provides cash flow forecasting and analytics. "AI agents" work AR continuously — sending follow-ups, extracting payment promises, matching cash and flagging escalations. It connects to ERP and CRM systems, with native NetSuite, Sage Intacct, Workday and Zuora integrations plus a generic connector (Tesorio Connect) for any ERP.

Tesorio is used by AR teams to cut days sales outstanding (DSO) and increase collections productivity, and is backed by venture investors with a customer base concentrated among technology and SaaS companies.

Screenshots & demo

Demo video from the vendor's YouTube channel.

Modules & capabilities

Tesorio covers 8 of 59 capabilities we track in this category (+1 partial)

14%
  • Real-time cash positioning
    Not evidenced
  • Bank statement aggregation
    Not evidenced
  • Cash pooling & concentration
    Not evidenced
  • Liquidity planning
    Not evidenced
  • Multi-currency, multi-entity cash reporting
    Not evidenced
  • Automated bank reconciliation
    Not evidenced
  • Intercompany / group cash visibility
    Not evidenced

“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.

Common use cases

  • Cutting DSO by automating AR follow-ups and collections for a NetSuite-based SaaS company
  • Replacing manual collections spreadsheets and email chasing with AI-driven workflows
  • Auto-matching incoming payments to open invoices to speed cash application
  • Forecasting cash flow based on predicted customer payment timing
  • Scaling AR operations without proportionally growing the collections team
  • Standardising collections across multiple billing systems and entities
  • Connecting an ERP (NetSuite, Sage Intacct, Workday, SAP, Oracle) to a dedicated AR/cash platform

Strengths & considerations

Strengths

  • AI/agentic approach to AR — autonomous follow-ups, payment-promise extraction and cash matching
  • High automated cash-application match rate (marketed 95%+)
  • Fast go-live (customers cite live in days) with native NetSuite and other SaaS-stack integrations
  • Strong adoption among technology/SaaS finance teams

Considerations

  • Focused on the receivables/collections and cash-forecasting side of treasury, not payments, FX, debt or risk management
  • Customer base and design lean toward SaaS/technology companies and NetSuite stacks

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ERP integrations

NetSuiteTesorio for NetSuite
Prebuilt connector
Bi-directionalInvoicesPaymentsCustomer data

Vendor describes this as its native, deepest ERP integration; no suiteapp.com listing found.

Prebuilt connector
Bi-directionalInvoicesPayments

Listed among Tesorio Connect's supported ERPs on the vendor site.

Prebuilt connector
Bi-directionalInvoicesPayments

Workday Financial Management listed among Tesorio Connect's supported ERPs.

Varies by connectorInvoicesPayments

Tesorio Connect advertises Microsoft Dynamics support as part of its generic any-ERP connector rather than a named productised connector.

Open API
Varies by connectorInvoicesPayments

Tesorio Connect advertises SAP support as part of its generic any-ERP connector rather than a named productised connector.

Varies by connectorInvoicesPayments

Tesorio Connect advertises Oracle and Acumatica support as part of its generic any-ERP connector rather than a named productised connector.

Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-11.

Pricing

Full Tesorio pricing breakdown — cost at 25/100/500 seats, competitor rates & FAQs

Model
Annual subscription, quote-based
Starting price
Reported $25,000-$200,000+/year by deployment scope
Free trial
No

Tesorio is reported at $25,000 to over $200,000 a year depending on deployment scope, sitting in the mid-market band alongside Versapay. Its differentiator is cash-flow forecasting built on collections behaviour rather than collections workflow alone, which appeals to finance teams whose real problem is forecast accuracy rather than DSO. Pricing is driven by invoice volume and modules, and quoted individually. Get an independent shortlist with pricing guidance below.

What does Tesorio cost?

Tesorio prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.

  • Transaction volumethe number of payments, invoices or orders you push through it each month (7 of 12 vendors here).
  • Integrations & connectorshow many systems it has to talk to — ERP connectors are often priced separately (7 of 12 vendors here).
  • Modules selecteda base platform fee plus whichever functional modules you switch on (5 of 12 vendors here).
  • Named usersa per-seat subscription, so cost scales with how many people need access (2 of 12 vendors here).
  • Implementation & onboardinga one-off setup fee on top of the subscription, quoted against your scope (2 of 12 vendors here).

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11 of the 12 vendors we track in this category publish no list price at all.

Technical & security

Hosting
SaaS (multi-tenant)
Data residency
US
Languages
English

About the vendor

Founded
2015
Headquarters
Burlingame, United States
Employees
~60
Ownership
Private (VC-backed)
Notable customers
Slack, Box, Twilio, Veeva Systems, Domo, GitLab

Alternatives to Tesorio in Treasury & Cash Management

Tesorio — frequently asked questions

Is Tesorio a treasury management system?

Tesorio is a cash flow performance platform focused on accounts receivable, collections and cash forecasting. It is not a full TMS — it does not handle payments, FX, debt or derivatives — but it is widely used by treasury/finance teams to accelerate cash conversion.

Which ERP does Tesorio work best with?

Its native, deepest integration is with NetSuite, and it has strong adoption among NetSuite-based SaaS companies, though it also supports Sage Intacct, Workday, Dynamics, SAP, Oracle and others via Tesorio Connect.

How does Tesorio use AI?

It uses ML to predict customer payment timing and runs AI agents that draft personalised follow-ups, extract payment promises, auto-match incoming cash (95%+ match rate) and flag escalations.

Who uses Tesorio?

Its customer base skews toward technology and SaaS firms; named customers include Slack, Box, Twilio, Veeva Systems, Domo and GitLab.

Compare Tesorio head-to-head

Free PDF · Vendor-neutral · No sales calls

The Treasury & Cash Management Buyer's Guide

Before you commit to Tesorio, see how it sits against the 12 treasury & cash management systems we track — on capability, ERP integration depth and what each one actually charges for.

Treasury & Cash Management Buyer's Guide

12 systems compared · 2026

ERP Research

  • Tesorio compared side-by-side with 11 alternatives
  • ERP integration checklist — what to verify before you shortlist
  • The pricing questions that change the quote
  • A Tesorio evaluation brief, included with the guide
Free Download

Treasury & Cash Management Buyer's Guide

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Tesorio publishes a list price, but the number you pay depends on volume, modules and integration scope. Tell us your setup and we'll come back with a realistic figure and the alternatives worth quoting against it.

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