Worldpay
by Worldpay · Payment Processing
Global payment platform for online, in-store, omnichannel and embedded payment acceptance.
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Interchange-plus, with monthly and contract fees
Overview
Worldpay is a global payment processing platform covering online, in-store, omnichannel and embedded payment acceptance. It reports serving more than one million merchants and processing $2.3 trillion in payments annually, with domestic acquiring or processing in 70+ markets, 60+ payment methods, and support for 135+ currencies across 170+ countries. Worldpay now operates as part of Global Payments (NYSE: GPN); the About us, executive team and investor relations links on worldpay.com point to globalpayments.com and investors.globalpayments.com.
The platform is organised around five pillars: Accept (online, in-store, omnichannel and agentic-commerce payment acceptance), Protect (FraudSight machine-learning fraud detection, authentication, dispute management and an acquirer-agnostic Vault for tokenized credentials), Optimize (Dynamic Routing, Revenue Boost, credential management, consolidated reporting, loyalty and gift), Embed (Integrated Payments, PayFac-as-a-Service and PayFac Developer for software platforms, plus a Marketplaces product for multi-party payment splitting), and Move Money (global payouts to bank accounts, cards and wallets).
Worldpay does not publish named, prebuilt connectors to specific ERP or accounting systems: no NetSuite, SAP, Sage, Dynamics or Acumatica integration was found documented on its own site or on those vendors marketplaces as of this research. Businesses and software platforms connect to Worldpay through its REST APIs and SDKs, or through the embedded-payments and PayFac program, rather than a named ERP-specific integration.
Modules & capabilities
Worldpay covers 28 of 50 capabilities we track in this category
56%- Credit & debit card processingCore acquiring businessCore strength
- ACH / bank transfer processingReal-time bank transfers in 70+ countriesSupported
- Digital wallet acceptanceAlipay, PayPal, WeChat Pay, Klarna BNPLCore strength
- Local & alternative payment methods60+ payment methods across 170+ countries, including BLIK and UnionPayCore strength
- Virtual terminalNot evidenced
- Payment links & hosted pagesPay-by-link and hosted payment pagesSupported
- In-person POS hardwareIn-store and omnichannel card acceptanceSupported
- IVR / phone payment acceptanceNot evidenced
- Ecommerce storefront pluginsLow-code and no-code online payment gateway integrationSupported
“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
Common use cases
- Accepting card, digital wallet and alternative payment methods across online, in-store and omnichannel retail and restaurant channels
- Embedding payment acceptance and monetization directly into a vertical software platform via Integrated Payments or PayFac-as-a-Service
- Running a multi-party marketplace that needs seller onboarding, KYC/KYB checks, split payments and payouts to 180+ countries
- Detecting and blocking payment fraud in real time with FraudSight machine-learning link analysis
- Reducing declined transactions and interchange costs by routing debit transactions dynamically across multiple providers
- Consolidating transaction, settlement and chargeback data from multiple processors and acquirers into one reporting view
- Sending global payouts for customer refunds, vendor payments, marketplace seller payouts and claims in 135+ currencies
Strengths & considerations
Strengths
- Enterprise-scale processing volume: reports $2.3 trillion processed annually across 1M+ merchants worldwide
- Domestic payment acquiring/processing in 70+ markets, aimed at improving authorization rates and lowering cross-border costs versus foreign-acquired transactions
- Acquirer-agnostic Vault decouples stored payment credentials from any single processor, reducing lock-in
- Three-tier embedded-payments model (Integrated Payments, PayFac-as-a-Service, PayFac Developer) lets software platforms choose how much underwriting and compliance risk to take on
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Listed on the SAP Store; 'Enhance Your SAP Instance with Global Payments Capability & Secure Tokenization' -- works with SAP Commerce Cloud and the SAP Digital Payments Add-on to streamline AR and connect eCommerce, call center and SAP systems.
Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-20.
Pricing
Full Worldpay pricing breakdown — cost at 25/100/500 seats, competitor rates & FAQs
Worldpay prices on interchange-plus, typically interchange plus 0.30% to 0.50% and $0.10 to $0.20 per transaction for small businesses. The rate is competitive; the contract terms are where cost accumulates — monthly fees of $50 to $100 or more, three-year terms, and early-termination fees of $295 to $495. Interchange-plus is genuinely the most transparent processing model, but only if you read the surrounding contract, which is where Worldpay differs most from flat-rate providers like Square or Stripe. Get an independent shortlist with pricing guidance below.
What does Worldpay cost?
Worldpay prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.
6 of the 15 vendors we track in this category publish no list price at all.
Technical & security
- Compliance
- PCI DSS
About the vendor
- Ownership
- Part of Global Payments (NYSE: GPN)
- Notable customers
- Airbnb, Amazon, Booking.com, Etsy, Experian, United Airlines, Virgin Atlantic, Asda
Alternatives to Worldpay in Payment Processing
Worldpay — frequently asked questions
Does Worldpay offer prebuilt integrations for ERPs like NetSuite, SAP or Sage?
Worldpay does not publish named ERP connectors on its own site, and no Worldpay listing was found in the NetSuite SuiteApp or Acumatica marketplaces during this research. Businesses typically connect Worldpay to an ERP or accounting system through its REST APIs and SDKs, or via the embedded-payments and PayFac program if a software platform builds the integration itself.
Who owns Worldpay?
Worldpay operates as part of Global Payments (NYSE: GPN). The About us, executive team and investor relations links on worldpay.com point to globalpayments.com and investors.globalpayments.com.
How is Worldpay priced?
Worldpay does not publish transaction rates or fees on its website. Pricing is quote-based and set by business type, processing volume and payment methods accepted; merchants are directed to contact sales for a rate.
What payment methods and currencies does Worldpay support?
Worldpay supports 60+ payment methods across 170+ countries for online acceptance, processes in 135+ currencies, and offers domestic acquiring or processing in 70+ markets to improve authorization rates.
Can software platforms embed Worldpay payment processing into their own product?
Yes. Worldpay offers three tiers for software platforms: Integrated Payments, PayFac-as-a-Service and PayFac Developer, which trade off how much of the payments underwriting and compliance workload Worldpay handles versus the platform itself.
Compare Worldpay head-to-head
The Payment Processing Buyer's Guide
Before you commit to Worldpay, see how it sits against the 15 payment processing systems we track — on capability, ERP integration depth and what each one actually charges for.
Payment Processing Buyer's Guide
15 systems compared · 2026
ERP Research
- Worldpay compared side-by-side with 14 alternatives
- ERP integration checklist — what to verify before you shortlist
- The pricing questions that change the quote
- A Worldpay evaluation brief, included with the guide
Payment Processing Buyer's Guide
Get a quote for Worldpay
Worldpay publishes a list price, but the number you pay depends on volume, modules and integration scope. Tell us your setup and we'll come back with a realistic figure and the alternatives worth quoting against it.