Worldpay
by Worldpay · Payment Processing
Global payment platform for online, in-store, omnichannel and embedded payment acceptance.
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Quote-based
Overview
Worldpay is a global payment processing platform covering online, in-store, omnichannel and embedded payment acceptance. It reports serving more than one million merchants and processing $2.3 trillion in payments annually, with domestic acquiring or processing in 70+ markets, 60+ payment methods, and support for 135+ currencies across 170+ countries. Worldpay now operates as part of Global Payments (NYSE: GPN); the About us, executive team and investor relations links on worldpay.com point to globalpayments.com and investors.globalpayments.com.
The platform is organised around five pillars: Accept (online, in-store, omnichannel and agentic-commerce payment acceptance), Protect (FraudSight machine-learning fraud detection, authentication, dispute management and an acquirer-agnostic Vault for tokenized credentials), Optimize (Dynamic Routing, Revenue Boost, credential management, consolidated reporting, loyalty and gift), Embed (Integrated Payments, PayFac-as-a-Service and PayFac Developer for software platforms, plus a Marketplaces product for multi-party payment splitting), and Move Money (global payouts to bank accounts, cards and wallets).
Worldpay does not publish named, prebuilt connectors to specific ERP or accounting systems: no NetSuite, SAP, Sage, Dynamics or Acumatica integration was found documented on its own site or on those vendors marketplaces as of this research. Businesses and software platforms connect to Worldpay through its REST APIs and SDKs, or through the embedded-payments and PayFac program, rather than a named ERP-specific integration.
Features & capabilities
Accept Payments
Card, digital wallet and alternative payment acceptance across online, in-store, omnichannel and embedded checkout.
- Online payment gateway with low-code and no-code integration options
- In-store and omnichannel card acceptance
- 60+ payment methods across 170+ countries
- 135+ supported currencies
- Digital wallets (Alipay, PayPal, WeChat Pay) and buy-now-pay-later (Klarna)
- Regional payment methods (BLIK, UnionPay)
- Pay-by-link and hosted payment pages
- Domestic acquiring/processing in 70+ markets
Fraud, Authentication and Vaulting
Machine-learning fraud detection, authentication and acquirer-agnostic credential storage.
- FraudSight machine-learning fraud detection
- Link analysis to uncover fraud rings and hidden relationships
- Authentication / strong customer authentication
- Dispute and chargeback management
- Acquirer-agnostic Vault for tokenized credential storage
- Network payment tokens and automatic account updater
- Cross-region failover for vaulted credentials
Revenue and Payments Optimization
Tools to improve authorization rates, lower processing costs and consolidate reporting.
- Dynamic Routing across multiple acquirers and providers
- Revenue Boost tools for approval-rate optimization
- Payment credential management
- Consolidated reporting and insights across processors, acquirers and gateways
- Customizable real-time dashboards by region, payment method and time period
- Loyalty and gift card programs
Embedded Payments and Marketplaces
Payment facilitation and multi-party payment infrastructure for software platforms and marketplaces.
- Integrated Payments tier for platforms new to payments monetization
- PayFac-as-a-Service with underwriting and compliance handled by Worldpay
- PayFac Developer tier for platforms wanting full control of payment facilitation
- Marketplace party onboarding with KYC/KYB verification
- Automated fund splitting and distribution across marketplace parties
- Real-time reconciliation and transparent per-transaction reporting
Move Money / Global Payouts
Outbound payouts to bank accounts, cards and wallets worldwide.
- Payouts to bank accounts, cards and wallets in 180+ countries
- 135+ payout currencies plus 21 funding currencies
- Instant, same-day and next-day delivery options
- Real-time bank transfers in 70+ countries
- Sanctions screening and beneficiary account validation
- Multi-partner routing and retry logic to maximize payout success rates
Common use cases
- Accepting card, digital wallet and alternative payment methods across online, in-store and omnichannel retail and restaurant channels
- Embedding payment acceptance and monetization directly into a vertical software platform via Integrated Payments or PayFac-as-a-Service
- Running a multi-party marketplace that needs seller onboarding, KYC/KYB checks, split payments and payouts to 180+ countries
- Detecting and blocking payment fraud in real time with FraudSight machine-learning link analysis
- Reducing declined transactions and interchange costs by routing debit transactions dynamically across multiple providers
- Consolidating transaction, settlement and chargeback data from multiple processors and acquirers into one reporting view
- Sending global payouts for customer refunds, vendor payments, marketplace seller payouts and claims in 135+ currencies
Strengths & considerations
Strengths
- Enterprise-scale processing volume: reports $2.3 trillion processed annually across 1M+ merchants worldwide
- Domestic payment acquiring/processing in 70+ markets, aimed at improving authorization rates and lowering cross-border costs versus foreign-acquired transactions
- Acquirer-agnostic Vault decouples stored payment credentials from any single processor, reducing lock-in
- Three-tier embedded-payments model (Integrated Payments, PayFac-as-a-Service, PayFac Developer) lets software platforms choose how much underwriting and compliance risk to take on
Pricing
Worldpay does not publish transaction rates or fees on its website. Pricing is quote-based, driven by business type, processing volume and payment methods accepted; small businesses are directed to a sales phone line, and enterprise/platform pricing is negotiated directly. Get an independent shortlist with pricing guidance below.
Technical & security
- Compliance
- PCI DSS
About the vendor
- Ownership
- Part of Global Payments (NYSE: GPN)
- Notable customers
- Airbnb, Amazon, Booking.com, Etsy, Experian, United Airlines, Virgin Atlantic, Asda
Alternatives to Worldpay in Payment Processing
Worldpay — frequently asked questions
Does Worldpay offer prebuilt integrations for ERPs like NetSuite, SAP or Sage?
Worldpay does not publish named ERP connectors on its own site, and no Worldpay listing was found in the NetSuite SuiteApp or Acumatica marketplaces during this research. Businesses typically connect Worldpay to an ERP or accounting system through its REST APIs and SDKs, or via the embedded-payments and PayFac program if a software platform builds the integration itself.
Who owns Worldpay?
Worldpay operates as part of Global Payments (NYSE: GPN). The About us, executive team and investor relations links on worldpay.com point to globalpayments.com and investors.globalpayments.com.
How is Worldpay priced?
Worldpay does not publish transaction rates or fees on its website. Pricing is quote-based and set by business type, processing volume and payment methods accepted; merchants are directed to contact sales for a rate.
What payment methods and currencies does Worldpay support?
Worldpay supports 60+ payment methods across 170+ countries for online acceptance, processes in 135+ currencies, and offers domestic acquiring or processing in 70+ markets to improve authorization rates.
Can software platforms embed Worldpay payment processing into their own product?
Yes. Worldpay offers three tiers for software platforms: Integrated Payments, PayFac-as-a-Service and PayFac Developer, which trade off how much of the payments underwriting and compliance workload Worldpay handles versus the platform itself.
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