Elavon vs Worldpay
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Interchange-plus merchant processing | Interchange-plus, with monthly and contract fees |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | Infor | SAP |
| Vendor | Elavon, Inc. | Worldpay |
Our take
Where Elavon leads
- Stronger evidenced coverage on 9 of the 25 capabilities where they differ (led by virtual terminal and configurable rules-based fraud engine).
- Stated Infor integration the alternative doesn't list.
Where Worldpay leads
- Stronger evidenced coverage on 16 of the 25 capabilities where they differ (led by local & alternative payment methods and direct / domestic acquiring).
- Stated SAP integration the alternative doesn't list.
Where they differ
The 25 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Local & alternative payment methodsPayment Acceptance & Channels | Not evidenced | Core strength 60+ payment methods across 170+ countries, including BLIK and UnionPay |
| Virtual terminalPayment Acceptance & Channels | Core strength Virtual terminal | Not evidenced |
| Direct / domestic acquiringGlobal Reach & Money Movement | Not evidenced | Core strength Domestic acquiring/processing in 70+ markets |
| Global payoutsGlobal Reach & Money Movement | Not evidenced | Core strength Payouts to bank accounts, cards and wallets in 180+ countries |
| Machine-learning fraud detectionFraud, Risk & Authentication | Not evidenced | Core strength FraudSight machine-learning fraud detection |
| Marketplace / multi-party split paymentsEmbedded Finance & Platform Payments | Not evidenced | Core strength Automated fund splitting and distribution across marketplace parties |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Not evidenced | Core strength PayFac-as-a-Service with underwriting and compliance handled by Worldpay |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Not evidenced | Core strength Integrated Payments tier and PayFac Developer tier |
| Network tokenizationTokenization & Security | Not evidenced | Core strength Network payment tokens with cross-region failover |
| Ecommerce storefront pluginsPayment Acceptance & Channels | Not evidenced | Supported Low-code and no-code online payment gateway integration |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Supported Fraud rule enforcement | Not evidenced |
| 3-D Secure / strong customer authenticationFraud, Risk & Authentication | Not evidenced | Supported Strong customer authentication |
| Identity verification & sanctions screeningFraud, Risk & Authentication | Not evidenced | Supported Marketplace party onboarding with KYC/KYB verification; sanctions screening |
| Recurring / subscription billingBilling & Receivables | Supported Card-on-file for recurring/repeat transactions | Not evidenced |
| Electronic invoicing with embedded paymentBilling & Receivables | Supported Electronic invoicing and quotes with online payment | Not evidenced |
| Compliant credit-card surchargingBilling & Receivables | Supported Credit card surcharging | Not evidenced |
| Embedded lending / business capitalEmbedded Finance & Platform Payments | Supported Merchant funding, including a faster-funding option | Not evidenced |
| Automated payment reconciliationReporting & Reconciliation | Not evidenced | Supported Real-time reconciliation and transparent per-transaction reporting |
| Data export & BI connectivityReporting & Reconciliation | Supported Payments Core 365 comprehensive data file for in-house reporting | Not evidenced |
| Hosted / embeddable checkout componentsDeveloper Platform & Checkout Tools | Not evidenced | Supported Pay-by-link and hosted payment pages |
| Listed on an official ERP marketplaceERP & Accounting Integration | Not evidenced | Supported Worldpay B2B Payments (formerly Paymetric) listed on the SAP Store |
| Digital wallet acceptancePayment Acceptance & Channels | Supported Contactless and mobile-wallet acceptance | Core strength Alipay, PayPal, WeChat Pay, Klarna BNPL |
| IVR / phone payment acceptancePayment Acceptance & Channels | Partial Mail order / telephone order (MO/TO) acceptance, not an explicit automated IVR product | Not evidenced |
| Multi-currency processingGlobal Reach & Money Movement | Supported Global currency conversion | Core strength 135+ supported currencies |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Partial PCI DSS compliance validation support offered; not stated as own Level 1 cert | Not evidenced |
Both grade identically on the other 25 capabilities — see each product's full profile: Elavon, Worldpay.
Elavon vs Worldpay — FAQs
Is Elavon or Worldpay better for ERP integration?
They state different ERP coverage: Elavon lists Infor; Worldpay lists SAP.
Which is cheaper, Elavon or Worldpay?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Elavon and Worldpay should each cost you — and whether a third option belongs on your shortlist.