EBizCharge vs Worldpay
payment processing head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Quote-based | Interchange-plus, with monthly and contract fees |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | SMB, Mid-market, Enterprise |
| Stated ERP integrations | QuickBooks, NetSuite, SAP, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud | SAP |
| Vendor | Century Business Solutions | Worldpay |
Our take
Where EBizCharge leads
- Stronger evidenced coverage on 16 of the 34 capabilities where they differ (led by virtual terminal and recurring / subscription billing).
- Stated QuickBooks, NetSuite, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud integration the alternative doesn't list.
Where Worldpay leads
- Stronger evidenced coverage on 18 of the 34 capabilities where they differ (led by digital wallet acceptance and local & alternative payment methods).
Where they differ
The 34 capabilities (of 50 in the payment processing taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Digital wallet acceptancePayment Acceptance & Channels | Not evidenced | Core strength Alipay, PayPal, WeChat Pay, Klarna BNPL |
| Local & alternative payment methodsPayment Acceptance & Channels | Not evidenced | Core strength 60+ payment methods across 170+ countries, including BLIK and UnionPay |
| Virtual terminalPayment Acceptance & Channels | Core strength Virtual Terminal for card-not-present transactions | Not evidenced |
| Multi-currency processingGlobal Reach & Money Movement | Not evidenced | Core strength 135+ supported currencies |
| Direct / domestic acquiringGlobal Reach & Money Movement | Not evidenced | Core strength Domestic acquiring/processing in 70+ markets |
| Global payoutsGlobal Reach & Money Movement | Not evidenced | Core strength Payouts to bank accounts, cards and wallets in 180+ countries |
| Machine-learning fraud detectionFraud, Risk & Authentication | Not evidenced | Core strength FraudSight machine-learning fraud detection |
| Recurring / subscription billingBilling & Receivables | Core strength Recurring Billing for subscription and scheduled charges | Not evidenced |
| Electronic invoicing with embedded paymentBilling & Receivables | Core strength Email Pay, Customer Payment Portal | Not evidenced |
| Customer self-service billing portalBilling & Receivables | Core strength Customer self-service Payment Portal | Not evidenced |
| Compliant credit-card surchargingBilling & Receivables | Core strength Compliant surcharging, merchants keep up to 3% of card sales | Not evidenced |
| Marketplace / multi-party split paymentsEmbedded Finance & Platform Payments | Not evidenced | Core strength Automated fund splitting and distribution across marketplace parties |
| PayFac-as-a-ServiceEmbedded Finance & Platform Payments | Not evidenced | Core strength PayFac-as-a-Service with underwriting and compliance handled by Worldpay |
| White-label embedded-payments SDKEmbedded Finance & Platform Payments | Not evidenced | Core strength Integrated Payments tier and PayFac Developer tier |
| Network tokenizationTokenization & Security | Not evidenced | Core strength Network payment tokens with cross-region failover |
| Custom report builderReporting & Reconciliation | Core strength Custom reports built from 50+ search criteria | Not evidenced |
| Coverage across multiple major ERPsERP & Accounting Integration | Core strength NetSuite, SAP, Dynamics 365 BC/Finance, Sage Intacct, Acumatica, Oracle, QuickBooks | Not evidenced |
| Settlement & funding reportingGlobal Reach & Money Movement | Not evidenced | Supported Consolidated reporting across processors, acquirers and gateways |
| Configurable rules-based fraud engineFraud, Risk & Authentication | Supported Fraud prevention and risk screening modules | Not evidenced |
| 3-D Secure / strong customer authenticationFraud, Risk & Authentication | Not evidenced | Supported Strong customer authentication |
| Chargeback & dispute managementFraud, Risk & Authentication | Not evidenced | Supported Dispute and chargeback management |
| Identity verification & sanctions screeningFraud, Risk & Authentication | Not evidenced | Supported Marketplace party onboarding with KYC/KYB verification; sanctions screening |
| Automatic account / card updaterFraud, Risk & Authentication | Not evidenced | Supported Network payment tokens and automatic account updater |
| Automated dunning & retryBilling & Receivables | Supported Automated payment reminders; Auto Pay automatic statement charging | Not evidenced |
| Unified transaction dashboardReporting & Reconciliation | Not evidenced | Supported Customizable real-time dashboards by region, method and time period |
| Data export & BI connectivityReporting & Reconciliation | Supported CSV data export | Not evidenced |
| REST API & SDKsDeveloper Platform & Checkout Tools | Not evidenced | Supported Online payment gateway with low-code/no-code integration options |
| ACH / bank transfer processingPayment Acceptance & Channels | Core strength ACH and eCheck processing | Supported Real-time bank transfers in 70+ countries |
| Payment links & hosted pagesPayment Acceptance & Channels | Core strength Email Pay: payment links against open invoices | Supported Pay-by-link and hosted payment pages |
| Tokenized card vaultTokenization & Security | Supported Tokenization of stored payment data, off-site storage | Core strength Acquirer-agnostic Vault for tokenized credential storage |
| PCI DSS Level 1 certified infrastructureTokenization & Security | Partial PCI-certified integrator/reseller status, not stated as Level 1 service-provider cert | Not evidenced |
| Automated payment reconciliationReporting & Reconciliation | Core strength Bi-directional sync of payments and invoice status to host ERP; embedded directly in ERP | Supported Real-time reconciliation and transparent per-transaction reporting |
| Native ERP module / embedded processingERP & Accounting Integration | Core strength Module-based installs the vendor describes as needing no third-party middleware | Supported Worldpay B2B Payments (formerly Paymetric) embeds global payments and tokenization directly into SAP |
| Automated GL posting & bank reconciliationERP & Accounting Integration | Core strength Bi-directional sync of payments and invoice status to the host system | Supported Worldpay B2B Payments streamlines AR processes with real-time visibility into financials and inventory |
Both grade identically on the other 16 capabilities — see each product's full profile: EBizCharge, Worldpay.
EBizCharge vs Worldpay — FAQs
Is EBizCharge or Worldpay better for ERP integration?
Both state integrations with SAP. EBizCharge additionally lists QuickBooks, NetSuite, Microsoft Dynamics 365, Sage Intacct, Acumatica, Oracle Fusion Cloud. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, EBizCharge or Worldpay?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what EBizCharge and Worldpay should each cost you — and whether a third option belongs on your shortlist.