Instacart
Technology · United States · Enterprise
Enabled streamlined payments and payouts across all marketplace participants at scale
- Stores
- ~100000
- Stores
- Shoppers
- 600000+
- Shoppers
- Retail Partners
- 1800+
- Retail Partners
Stripe
by Stripe, Inc. · Payment Processing
Online and in-person payments platform with billing, tax, fraud tools, and ERP connectors.
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Works with
NetSuite
SAP S/4HANA- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Transaction-based (percentage + fixed fee); no monthly platform fee on standard
- Founded
- 2010
- Headquarters
- South San Francisco, California, United States
Overview
Stripe is a financial infrastructure platform that lets businesses accept online and in-person card payments, and layer on adjacent financial products such as subscription billing, invoicing, tax calculation and filing, fraud detection, and marketplace payouts. It is used by businesses ranging from individual developers to large enterprises; Stripe reports that roughly 50% of Fortune 100 companies have used its products and that it processed US$1.9 trillion in payment volume in 2025 across more than 135 currencies and payment methods.
The core product accepts payments through prebuilt UI components (Elements, Checkout, Payment Links) or a low-level API, and can be extended with Stripe Billing for recurring revenue and usage-based pricing, Stripe Tax for automated sales tax/VAT/GST calculation and filing, Stripe Radar for AI-based fraud scoring, Stripe Terminal for in-person card readers, and Stripe Connect for platforms and marketplaces that split payments across multiple parties. Stripe Sigma and a Data Pipeline product expose transaction data for SQL reporting and warehouse sync (Snowflake, Redshift, Databricks, BigQuery).
For ERP buyers, Stripe documents two vendor-built integrations: the Stripe Connector for NetSuite, which automates cash reconciliation and records invoices, payments, refunds and payouts in NetSuite, and the certified Stripe Adapter for the SAP Digital Payments Add-on (DPA), which adds Stripe payment processing to SAP S/4HANA Private or Public Cloud with automatic bank reconciliation. Stripe is privately held, founded in 2010 by Patrick and John Collison, and headquartered in South San Francisco, California, with a second headquarters in Dublin, Ireland.
Screenshots & demo
Screenshots sourced from Stripe, Inc..
Modules & capabilities
Stripe covers 28 of 50 capabilities we track in this category
56%- Credit & debit card processingCore acquiring businessCore strength
- ACH / bank transfer processingNot evidenced
- Digital wallet acceptanceNot evidenced
- Local & alternative payment methods135+ currencies and payment methods; BNPL via KlarnaSupported
- Virtual terminalNot evidenced
- Payment links & hosted pagesPayment LinksCore strength
- In-person POS hardwareStripe Reader S700/S710, WisePad 3, WisePOS E, M2 hardwareCore strength
- IVR / phone payment acceptanceNot evidenced
- Ecommerce storefront pluginsNot evidenced
“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
Common use cases
- Accepting online card payments and local payment methods for an e-commerce or SaaS business
- Running usage-based or tiered subscription billing for a software company
- Automatically reconciling Stripe charges, refunds, payouts and disputes into NetSuite without custom development
- Adding certified Stripe payment processing to an SAP S/4HANA environment via the SAP Digital Payments Add-on
- Calculating, collecting and filing sales tax, VAT or GST automatically across multiple countries and US states
- Reducing card fraud and managing chargebacks with Radar machine-learning risk scoring and Smart Disputes
- Building a marketplace or platform that splits payments and payouts across multiple connected sellers
- Taking in-person card payments at retail or hospitality locations with Stripe Terminal hardware
Strengths & considerations
Strengths
- Two vendor-built ERP integrations documented directly by Stripe: the Stripe Connector for NetSuite and the certified Stripe Adapter for SAP Digital Payments Add-on on SAP S/4HANA
- Very large processing scale (US$1.9 trillion in 2025) feeding a network-effect fraud model (70+ trillion data points for Radar)
- Single platform spans payments, billing, tax, fraud, and marketplace payouts rather than requiring separate point solutions
- No setup, monthly or account-closure fees for standard online payment processing
Considerations
- The full data-syncing version of the Stripe Connector for NetSuite requires contacting Stripe for implementation; the free self-serve version only accepts payments via a payment link without syncing records to NetSuite
- Published processing rates are country-specific and geo-detected on stripe.com/pricing rather than shown as one global rate
Stripe customer case studies
How companies use Stripe alongside their ERP — pulled from Stripe, Inc.'s published customer stories, with the ERP each customer runs where they state it.
URBN
Retail · United States · Enterprise
Consolidated $5 billion in online and in-store revenue onto single platform
- Consumer Brands
- 5+
- Consumer Brands
- Store Locations
- 700+
- Store Locations
- Revenue Consolidated
- $5,000,000,000
- Revenue Consolidated
Postmates
Technology · United States · Enterprise
Boosted authorization rates and added $70+ million in revenue
- Added Revenue
- $70,000,000+
- Added Revenue
Zapier
Technology · United States · Mid-Market
Achieved 4% uplift in authorization rates, created $3M+ in additional revenue
- Additional Revenue
- $3,000,000+
- Additional Revenue
ElevenLabs
Technology · Mid-Market
Enabled growth to US$3 billion valuation as AI audio leader
- Valuation
- US$3,000,000,000
- Valuation
Gamma
Technology · Mid-Market
Expanded to US$100m ARR with 70 million users
- Annual Recurring Revenue
- US$100,000,000
- Annual Recurring Revenue
These customers also appear in ERP implementation stories
The same companies show up in our library of ERP implementation case studies — useful for seeing what the wider stack around this add-on looks like.
- Instacart · NetSuite ERP
- LetsGetChecked · SAP S/4HANA Cloud
- Shopify · NetSuite ERP
- Twilio · NetSuite ERP
- Zapier · NetSuite ERP
- Allcore · Odoo
Summarised from each vendor's published customer stories. Figures are the vendor's own claims, not independently verified by ERP Research. See all 10 Stripe case studies →
Used Stripe with your ERP? Rate it in 30 seconds — it helps every buyer after you.
Rate itERP integrations
NetSuiteStripe Connector for NetSuite
Prebuilt connectorBi-directionalCustomersInvoicesA/R recordsPayoutsDisputes
Stripe-built connector automating customer/invoice/A-R record creation and reconciling charges, refunds, payouts and disputes; a free self-serve payment-link-only version is also available. Distinct from third-party SuiteApp.com listings such as Nova Module's Stripe-NetSuite connector.
SAPStripe Adapter for SAP Digital Payments Add-on
Prebuilt connectorBi-directionalPaymentsBank reconciliation records
Certified adapter for SAP's Digital Payments Add-on (DPA); works on SAP S/4HANA Private or Public Cloud with no additional configuration, automating bank reconciliation. No listing found on store.sap.com; delivered via SAP's own DPA certification program.
Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-20.
Pricing
Full Stripe pricing breakdown — cost at 25/100/500 seats, competitor rates & FAQs
No setup, monthly, or account-closure fees for standard online payments. Stripe's pricing page (stripe.com/pricing) geo-detects the visitor's country and shows local-currency rates; as published for UK merchants (fetched 2026-08-12): online card payments from 1.5% + 20 pence for standard domestic cards (higher for premium/international cards, plus a currency-conversion fee); in-person Terminal payments 1.4% + 10 pence (EEA) or 2.9% + 10 pence (non-EEA); Bacs Direct Debit 1% (min 20 pence, capped at GBP 4.00). Add-on products are also usage-priced: Stripe Billing is 0.7% of billing volume pay-as-you-go or from GBP 450/month on an annual plan; Stripe Tax is 0.5% per transaction (Basic) or from GBP 70/month (Complete); Stripe Radar is from GBP 8/month or GBP 0.04 per screened transaction; the SAP DPA adapter itself is free. Exact USD figures for US-based accounts are published at stripe.com/pricing. Get an independent shortlist with pricing guidance below.
What does Stripe cost?
Stripe prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.
6 of the 15 vendors we track in this category publish no list price at all.
Technical & security
- Hosting
- SaaS / API platform
- Compliance
- PCI Service Provider Level 1, SOC 1, SOC 2 Type II, SOC 3, EMVCo Level 1 and 2 (Terminal), PA-DSS (Terminal)
- Mobile app
- Yes
- Languages
- English
About the vendor
- Founded
- 2010
- Headquarters
- South San Francisco, California, United States
- Employees
- ~8,500
- Ownership
- Private
Alternatives to Stripe in Payment Processing
AdyenGlobal payments platform combining acquiring, processing, risk and issuing on one API.BilltrustAI-powered order-to-cash platform for invoicing, payments, cash application and collections.CardConnectFiserv-owned payment gateway with ERP-integrated services for Oracle, SAP, JD Edwards.ChargezoomAI-driven AR automation and payment processing with two-way QuickBooks/NetSuite sync.Checkout.comEnterprise payment processing, acquiring, and orchestration platform for global merchants.CSG ForteCloud payment gateway for ACH, card and digital wallet processing with built-in fraud protection.
Stripe — frequently asked questions
Does Stripe integrate with NetSuite?
Yes. The Stripe Connector for NetSuite automates cash reconciliation and records Stripe invoices, payments, refunds, payouts and disputes in NetSuite. A free, self-serve version that only accepts payments via a payment link (without syncing data) is also available.
Does Stripe work with SAP S/4HANA?
Yes, via the certified Stripe Adapter for the SAP Digital Payments Add-on (DPA), which works on SAP S/4HANA Private or Public Cloud with no additional configuration and automates bank reconciliation. The adapter is free; usage charges from SAP for the DPA itself still apply.
How much does Stripe cost?
Stripe publishes country-specific rate cards with no setup or monthly fees for standard online payments; rates and currency shown on stripe.com/pricing depend on the visitor's detected country. Add-on products like Billing, Tax and Radar are priced separately, either as a percentage of volume or a flat monthly fee.
Is Stripe PCI compliant?
Yes. Stripe is certified to PCI Service Provider Level 1, the most stringent level in the payments industry, and produces annual SOC 1 and SOC 2 Type II reports plus a public SOC 3 report.
How large is Stripe's payments network?
Stripe processed roughly US$1.9 trillion in payment volume in 2025 across 135+ currencies and payment methods, and reports that about 50% of Fortune 100 companies have used its products.
Compare Stripe head-to-head
Free PDF · Vendor-neutral · No sales calls
The Payment Processing Buyer's Guide
Before you commit to Stripe, see how it sits against the 15 payment processing systems we track — on capability, ERP integration depth and what each one actually charges for.
Payment Processing Buyer's Guide
15 systems compared · 2026
ERP Research
- Stripe compared side-by-side with 14 alternatives
- ERP integration checklist — what to verify before you shortlist
- The pricing questions that change the quote
- A Stripe evaluation brief, included with the guide
Free Download
Payment Processing Buyer's Guide
Get a quote for Stripe
Stripe publishes a list price, but the number you pay depends on volume, modules and integration scope. Tell us your setup and we'll come back with a realistic figure and the alternatives worth quoting against it.