Stripe Pricing 2026
Stripe starts at 2.9% + $0.30 per successful US card charge. What follows is what that figure does and does not cover, what drives the total, and what comparable payment processing tools charge.
See full Stripe overview — features, integrations & alternatives- Pricing model
- Transaction-based (percentage + fixed fee); no monthly platform fee on standard
- Starting price
- 2.9% + $0.30 per successful US card charge
- Free trial
- No
No setup, monthly, or account-closure fees for standard online payments. Stripe's pricing page (stripe.com/pricing) geo-detects the visitor's country and shows local-currency rates; as published for UK merchants (fetched 2026-08-12): online card payments from 1.5% + 20 pence for standard domestic cards (higher for premium/international cards, plus a currency-conversion fee); in-person Terminal payments 1.4% + 10 pence (EEA) or 2.9% + 10 pence (non-EEA); Bacs Direct Debit 1% (min 20 pence, capped at GBP 4.00). Add-on products are also usage-priced: Stripe Billing is 0.7% of billing volume pay-as-you-go or from GBP 450/month on an annual plan; Stripe Tax is 0.5% per transaction (Basic) or from GBP 70/month (Complete); Stripe Radar is from GBP 8/month or GBP 0.04 per screened transaction; the SAP DPA adapter itself is free. Exact USD figures for US-based accounts are published at stripe.com/pricing.
What does Stripe cost?
Stripe prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.
6 of the 15 vendors we track in this category publish no list price at all.
Stripe pricing FAQs
How much does Stripe cost?
Stripe starts at 2.9% + $0.30 per successful US card charge. No setup, monthly, or account-closure fees for standard online payments. Stripe's pricing page (stripe.com/pricing) geo-detects the visitor's country and shows local-currency rates; as published for UK merchants (fetched 2026-08-12): online card payments from 1.5% + 20 pence for standard domestic cards (higher for premium/international cards, plus a currency-conversion fee); in-person Terminal payments 1.4% + 10 pence (EEA) or 2.9% + 10 pence (non-EEA); Bacs Direct Debit 1% (min 20 pence, capped at GBP 4.00). Add-on products are also usage-priced: Stripe Billing is 0.7% of billing volume pay-as-you-go or from GBP 450/month on an annual plan; Stripe Tax is 0.5% per transaction (Basic) or from GBP 70/month (Complete); Stripe Radar is from GBP 8/month or GBP 0.04 per screened transaction; the SAP DPA adapter itself is free. Exact USD figures for US-based accounts are published at stripe.com/pricing.
What drives the cost of Stripe?
No setup, monthly, or account-closure fees for standard online payments. Stripe's pricing page (stripe.com/pricing) geo-detects the visitor's country and shows local-currency rates; as published for UK merchants (fetched 2026-08-12): online card payments from 1.5% + 20 pence for standard domestic cards (higher for premium/international cards, plus a currency-conversion fee); in-person Terminal payments 1.4% + 10 pence (EEA) or 2.9% + 10 pence (non-EEA); Bacs Direct Debit 1% (min 20 pence, capped at GBP 4.00). Add-on products are also usage-priced: Stripe Billing is 0.7% of billing volume pay-as-you-go or from GBP 450/month on an annual plan; Stripe Tax is 0.5% per transaction (Basic) or from GBP 70/month (Complete); Stripe Radar is from GBP 8/month or GBP 0.04 per screened transaction; the SAP DPA adapter itself is free. Exact USD figures for US-based accounts are published at stripe.com/pricing.
Is Stripe pricing negotiable?
Published list rates are the starting point, not the floor. Annual commitment, multi-year terms and seat volume are the usual levers, and vendors in this category commonly discount for committed seat counts. Bring a competing published rate to the conversation.