Clover vs NCR Voyix Counterpoint
POS integration head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Hardware purchase or 36-month subscription, plus a separate monthly software plan and per-transaction processing fees | Quote-based |
| Deployment | Cloud | Cloud, On-premise |
| Company size | SMB | SMB, Mid-market |
| Stated ERP integrations | QuickBooks, Xero | QuickBooks |
| Vendor | Clover Network, LLC (a Fiserv company) | NCR Voyix |
Our take
Where Clover leads
- Stronger evidenced coverage on 17 of the 29 capabilities where they differ (led by virtual terminal and integrated payment processing).
- Stated Xero integration the alternative doesn't list.
Where NCR Voyix Counterpoint leads
- Stronger evidenced coverage on 12 of the 29 capabilities where they differ (led by mobile pos and customizable checkout ui).
Where they differ
The 29 capabilities (of 54 in the POS integration taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Virtual terminalPayments & Payment Processing | Core strength Virtual Terminal for card-not-present payments | Not evidenced |
| Integrated payment processingPayments & Payment Processing | Core strength Clover Network, a Fiserv company, is itself the payment processor | Not evidenced |
| Public APIPlatform, Accounting & Integrations | Core strength Developer REST API, Ecommerce API and Android Payments API | Not evidenced |
| App marketplacePlatform, Accounting & Integrations | Core strength Clover App Market: curated marketplace of merchant-installable apps | Not evidenced |
| Mobile POSCheckout & Transactions | Not evidenced | Supported Mobile POS for iPhone and iPad |
| Split & partial paymentsCheckout & Transactions | Supported Recurring-schedule payments; open tabs and split bills | Not evidenced |
| Customizable checkout UICheckout & Transactions | Not evidenced | Supported Configurable touchscreen POS interface |
| Digital wallet supportPayments & Payment Processing | Supported Apple Pay, Google Pay | Not evidenced |
| Alternative payment methodsPayments & Payment Processing | Supported PayPal and Venmo acceptance | Not evidenced |
| Fast fundingPayments & Payment Processing | Supported Rapid Deposit: funds within minutes of a card sale for a 1.75% fee | Not evidenced |
| Purchase order automationInventory & Stock Management | Not evidenced | Supported Automated purchase order generation and vendor management |
| Inter-location stock transfersInventory & Stock Management | Not evidenced | Supported Inter-store and warehouse stock transfers |
| BOPIS & curbside fulfillmentOmnichannel & eCommerce Fulfillment | Supported Order types incl. QR-code, pickup and delivery ordering | Not evidenced |
| ClientelingCustomer Engagement & Loyalty | Not evidenced | Supported Personalized, clienteling-style selling support |
| Inventory performance reportsReporting & Analytics | Not evidenced | Supported Sales history and merchandise analysis reporting |
| Custom report builder & exportReporting & Analytics | Supported Detailed sales and tax reports | Not evidenced |
| AI-assisted insightsReporting & Analytics | Not evidenced | Supported AI-assisted analytics dashboard (DataIQ) |
| Shift scheduling & timeclockStaff & Workforce Management | Supported Shift scheduling and time-clock management | Not evidenced |
| Commission & tip trackingStaff & Workforce Management | Supported One-touch tipping; employee tip tracking | Not evidenced |
| Payroll integrationStaff & Workforce Management | Supported Payroll, benefits and HR via ADP app | Not evidenced |
| Delivery order routingHospitality & Vertical Operations | Supported No-fee online ordering with Grubhub and Order with Google | Not evidenced |
| Accounts receivablePlatform, Accounting & Integrations | Not evidenced | Supported Account/B2B customer and receivables management |
| Returns, exchanges & layawayCheckout & Transactions | Supported Refunds, returns and exchanges | Core strength Sales, returns, exchanges and layaway handled on a single ticket |
| Integrated card paymentsPayments & Payment Processing | Core strength Tap, dip, swipe and mobile-wallet acceptance is Clover's core identity | Supported EMV-certified payment terminal support via NCR Secure Pay |
| Real-time multi-location inventoryInventory & Stock Management | Supported Stock tracking and 'sold out' marking | Core strength Real-time inventory visibility across stores, warehouses and ecommerce |
| Customer profiles & CRMCustomer Engagement & Loyalty | Supported Customer database with order history and contact info | Core strength Built-in CRM with customer profiles and purchase history |
| Built-in loyalty programCustomer Engagement & Loyalty | Core strength Built-in loyalty/rewards program | Supported Customer loyalty and rewards programs |
| Real-time sales dashboardsReporting & Analytics | Core strength Real-time sales tracking from the Clover Dashboard | Supported Built-in Crystal Reports for sales, customer and inventory analysis |
| Certified ERP connectorPlatform, Accounting & Integrations | Partial QuickBooks/Xero reached via third-party App Market apps (e.g. Commerce Sync), not a native Clover module | Supported Prebuilt QuickBooks and Sage 100 accounting connectors |
Both grade identically on the other 25 capabilities — see each product's full profile: Clover, NCR Voyix Counterpoint.
Clover vs NCR Voyix Counterpoint — FAQs
Is Clover or NCR Voyix Counterpoint better for ERP integration?
Both state integrations with QuickBooks. Clover additionally lists Xero. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Clover or NCR Voyix Counterpoint?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Clover and NCR Voyix Counterpoint should each cost you — and whether a third option belongs on your shortlist.