Elavon
by Elavon, Inc. · Payment Processing
U.S. Bank-owned payment processor with ERP/DMS-integrated card, ACH and digital wallet acceptance
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Works with
- DMS/ERP systems (automotive, distribution, heavy equipment, manufacturing)Accounting systems and CRM platforms (unspecified)
- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Quote-based
- Founded
- 2008
- Headquarters
- Atlanta, Georgia, United States
Overview
Elavon is a global merchant payment processor and a wholly owned subsidiary of U.S. Bancorp, the fifth-largest commercial bank in the United States. The business traces to Nova Corporation, acquired by U.S. Bancorp in 2001 and rebranded as Elavon in 2008. Elavon reports serving more than two million customers across 36+ countries, processing over nine billion transactions worth more than $600 billion annually, and is commonly cited among the top five global payment processors.
Rather than a single unified platform, Elavon sells payment acceptance through several branded gateway products aimed at different verticals: Converge for general in-person, online and mail-order/telephone-order (MO/TO) card acceptance, with developer tools for integrating into a merchant's own website, accounting system or CRM; Fusebox, used by hotel, restaurant, property-management and travel/entertainment brands for real-time connectivity to POS and PMS software; and CenPOS, aimed at automotive dealers, distribution, heavy-equipment and manufacturing businesses, which Elavon markets as integrating with "industry leading DMS and ERP systems." Elavon does not publish the names of specific certified ERP or DMS integration partners on its public site.
Beyond acceptance, Elavon provides reporting and reconciliation tools (Payments Insider, Payments Core 365), a chargeback-management portal, PCI DSS compliance support, and tokenization/encryption branded as "Safe-T." Its ISV/Integrated Partners program supports fully-integrated, semi-integrated, hosted and gateway-based integration paths, and Elavon reports more than 1,000 integrated software partners, discoverable through its WorksWith Elavon marketplace.
Features & capabilities
Payment Acceptance
Core in-person, online and remote-order card and digital payment acceptance.
- In-person card, contactless and mobile-wallet acceptance
- Online / eCommerce payment acceptance
- Mail order / telephone order (MO/TO) acceptance
- Virtual terminal
- Card-on-file for recurring/repeat transactions
- Electronic invoicing and quotes with online payment
- "Buy Button" website and email payment links
- Global currency conversion
Vertical Payment Gateways
Branded gateway products targeted at different merchant verticals.
- Converge gateway for general multi-channel acceptance
- Fusebox gateway for hotels, restaurants, property management and travel/entertainment, with real-time POS and PMS connectivity
- CenPOS gateway for automotive dealers, distribution, heavy equipment and manufacturing, marketed as integrating with DMS and ERP systems
- Account Updater for automatic expired-card refresh
- Developer Portal (developer.elavon.com) for APIs and integration tooling
Reporting & Reconciliation
Self-service portals for transaction visibility and dispute handling.
- Payments Insider portal for tracking transactions across accounts
- Payments Core 365 comprehensive data file for in-house reporting
- Chargeback management portal with tracking
- Multi-device access to reports and dashboards
Security & Compliance
Data protection and compliance validation for card transactions.
- "Safe-T" combined authentication, encryption and tokenization
- EMV support
- PCI DSS compliance validation support
- Fraud rule enforcement
Value-Added Services
Additional financial services layered on top of payment acceptance.
- Merchant funding, including a faster-funding option
- ACH and ECS electronic/paper check acceptance
- Branded gift card programs
- Level 2 / Level 3 commercial card data capture to reduce interchange on B2B and fleet accounts
- Credit card surcharging
Common use cases
- Auto dealership taking mobile/tablet payments across service, parts and finance departments via the DMS/ERP-integrated CenPOS gateway
- Hotel or restaurant group connecting the Fusebox gateway to its PMS/POS estate for real-time payment authorization
- eCommerce merchant embedding Converge for online card, digital wallet and electronic-invoice payments
- Finance team reconciling daily settlement activity using Payments Core 365 data files and the Payments Insider portal
- Distribution or manufacturing business reducing interchange costs on B2B and fleet accounts with Level 2/3 commercial card data
- Independent software vendor embedding Elavon payment acceptance into its own application via the ISV/Integrated Partners program
- Government agency, university or nonprofit collecting online payments with PCI DSS-compliant, tokenized processing
Strengths & considerations
Strengths
- U.S. Bank-backed processor (wholly owned U.S. Bancorp subsidiary) with an A+ BBB rating and a commonly cited top-five global payment-provider position
- Vertical-specific gateways (Fusebox for hospitality, CenPOS for automotive/distribution/manufacturing) rather than one generic gateway product
- CenPOS gateway is marketed as integrating directly with "industry leading DMS and ERP systems" for B2B and dealer environments
- Large existing ISV partner network -- Elavon reports more than 1,000 integrated software partners, discoverable via the WorksWith Elavon marketplace
ERP integrations
Elavon markets CenPOS as integrating with "industry leading DMS and ERP systems"; specific certified integration-partner names are not published on Elavon's public site.
Elavon states Converge "supports integration with websites, accounting systems, and CRM platforms through easy-to-use developer tools"; no specific accounting-system names are published.
Pricing
Elavon does not publish standard processing rates or fee schedules; merchants receive a customized quote. Get an independent shortlist with pricing guidance below.
Technical & security
- Hosting
- Hosted / SaaS gateway
- Compliance
- PCI DSS
About the vendor
- Founded
- 2008
- Headquarters
- Atlanta, Georgia, United States
- Ownership
- Wholly owned subsidiary of U.S. Bancorp; rebranded from Nova Corporation to Elavon in 2008 (Nova Corporation was acquired by U.S. Bancorp in 2001)
Alternatives to Elavon in Payment Processing
Elavon — frequently asked questions
Who owns Elavon?
Elavon is a wholly owned subsidiary of U.S. Bancorp, the fifth-largest commercial bank in the United States. The business was originally Nova Corporation, acquired by U.S. Bancorp in 2001 and rebranded Elavon in 2008.
Does Elavon integrate with ERP or DMS systems?
Elavon's CenPOS gateway, aimed at automotive, distribution, heavy-equipment and manufacturing businesses, is described as integrating with "industry leading DMS and ERP systems." Elavon does not publish the names of specific certified ERP integration partners.
What payment gateways does Elavon offer?
Elavon's main gateway products are Converge (general multi-channel card acceptance), Fusebox (hospitality and travel, with POS/PMS connectivity), and CenPOS (automotive and B2B, with DMS/ERP connectivity).
How is Elavon priced?
Elavon does not publish standard processing rates. Pricing is quote-based and depends on the merchant's business type, transaction volume and card mix.
What security and compliance does Elavon support?
Elavon offers PCI DSS compliance validation support, EMV, and encryption/tokenization through its "Safe-T" solution, along with fraud-rule enforcement.
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