Airwallex
by Airwallex · Global Payouts
Global financial platform for multi-currency accounts, international payments, cards and embedded finance.
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Works with
NetSuiteQuickBooksXero- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Freemium plus usage fees
- Founded
- 2015
- Headquarters
- Singapore and San Francisco, United States
Overview
Airwallex is a global financial infrastructure company, founded in Melbourne in 2015 and now headquartered across Singapore and San Francisco, that provides multi-currency business accounts, international payments, corporate cards and embedded finance APIs. It serves more than 200,000 businesses spanning software companies, eCommerce retailers, travel agencies, wholesalers, marketplaces and other cross-border businesses.
The platform lets businesses receive funds in 20+ currencies through local bank details, send international transfers to 200+ countries at interbank exchange rates, and issue multi-currency corporate cards with spending controls. A spend-management layer covers expense tracking, employee reimbursement, bill payment and purchase orders, while a payments-acceptance layer supports checkout, payment links and 160+ local payment methods for online merchants. Platform APIs also let software companies embed connected accounts, programmatic payouts and card issuing into their own products.
Airwallex integrates directly with Xero and NetSuite, with accounting data imported automatically and expenses and bills synced back, and connects to QuickBooks Online through an OAuth-based bank feed. The company holds SOC 2 Type II, PCI DSS Level 1 and ISO 27001 certifications and is regulated in the UK as an Electronic Money Institution.
Screenshots & demo
Demo video from the vendor's YouTube channel.
Modules & capabilities
Airwallex covers 19 of 37 capabilities we track in this category
51%- Broad country/territory payout coverageInternational transfers to 200+ countries at interbank ratesCore strength
- Multi-currency payout supportTransactional FX and programmatic payouts via APICore strength
- Local payment rail accessReceive funds via local bank details in 20+ currenciesSupported
- Same-day / instant payment optionsNot evidenced
- Multiple payout methodsBank transfer, card issuing, payment linksSupported
“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
Common use cases
- A SaaS company collecting international customer payments and paying overseas vendors from one platform
- An eCommerce retailer accepting 160+ local payment methods across multiple storefronts
- A marketplace using Platform APIs to issue connected accounts and payouts to sellers
- A finance team issuing employee corporate cards with department-level spending limits
- A business converting and holding balances in 20+ currencies to manage FX exposure
- A company syncing Airwallex transactions into Xero or NetSuite for automated reconciliation
- A software platform embedding card issuing or payouts into its own product via API
Strengths & considerations
Strengths
- Combines multi-currency accounts, card issuance, payment acceptance and embedded-finance APIs on one platform
- 160+ local payment methods and acceptance across 200+ countries for global merchants
- Platform APIs let other software companies embed Airwallex financial infrastructure directly into their own products
- SOC 2 Type II, PCI DSS Level 1 and ISO 27001 certified
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Rate itERP integrations
Listed on the Xero App Store; live bank feed for reconciliation plus in-Xero invoice payment collection.
Listed on the QuickBooks App Store; OAuth-based automated sync of Airwallex multi-currency transactions for reconciliation.
Bank feed, expense/bill sync, invoice payment links and payables documented on Airwallex's help center; no listing found on the NetSuite SuiteApp Store.
Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-20.
Pricing
Full Airwallex pricing breakdown — cost at 25/100/500 seats, competitor rates & FAQs
Explore plan is free for up to 10 Spend users. Grow plan is 12 USD per user/month plus a platform fee based on team size, for up to 250 Spend users. Accelerate plan is custom-priced. FX conversion is about 0.5 percent above interbank rates for major currencies and about 1 percent for others. Local transfers to 120+ countries are free; SWIFT transfers to 200+ countries cost 15 to 25 USD. Card processing is 2.8 percent + 0.30 USD for domestic cards and 4.3 percent + 0.30 USD for international cards. Billing/subscription usage is charged at 0.5 percent per successful transaction. Get an independent shortlist with pricing guidance below.
What does Airwallex cost?
Airwallex prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.
1 of the 9 vendors we track in this category publish no list price at all.
Technical & security
- Hosting
- SaaS (multi-tenant)
- Compliance
- SOC 2 Type II, PCI DSS Level 1, ISO 27001
- Mobile app
- Yes
- Languages
- English
About the vendor
- Founded
- 2015
- Headquarters
- Singapore and San Francisco, United States
- Employees
- ~2,000
- Ownership
- Private (Series H, valued at approximately 11B USD as of June 2026)
Alternatives to Airwallex in Global Payouts
Airwallex — frequently asked questions
Does Airwallex have a free plan?
Yes, the Explore plan is free for up to 10 Spend users. The Grow plan costs 12 USD per user/month plus a team-size platform fee for up to 250 Spend users, and the Accelerate plan is custom-priced for larger organizations.
What accounting software does Airwallex integrate with?
Airwallex has direct integrations with Xero and NetSuite that import accounting data and sync expenses and bills back automatically, a QuickBooks Online bank feed via OAuth, and a Sage integration for transaction syncing.
What are Airwallex's FX conversion fees?
FX conversion costs about 0.5 percent above the interbank rate for major currencies and about 1 percent for other currencies.
Is Airwallex regulated and compliant?
Airwallex is regulated in the UK as an Electronic Money Institution and holds SOC 2 Type II, PCI DSS Level 1 and ISO 27001 certifications.
Compare Airwallex head-to-head
The Global Payouts Buyer's Guide
Before you commit to Airwallex, see how it sits against the 9 global payouts systems we track — on capability, ERP integration depth and what each one actually charges for.
Global Payouts Buyer's Guide
9 systems compared · 2026
ERP Research
- Airwallex compared side-by-side with 8 alternatives
- ERP integration checklist — what to verify before you shortlist
- The pricing questions that change the quote
- A Airwallex evaluation brief, included with the guide
Global Payouts Buyer's Guide
Get a quote for Airwallex
Airwallex publishes a list price, but the number you pay depends on volume, modules and integration scope. Tell us your setup and we'll come back with a realistic figure and the alternatives worth quoting against it.