Stripe Billing
by Stripe · Billing & Subscriptions
Recurring billing and subscription management for SaaS and usage-based businesses
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Works with
NetSuiteQuickBooks OnlineXero
Sage- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Percentage of billing volume (pay-as-you-go), with annual commitment plans available
- Founded
- 2010
- Headquarters
- South San Francisco, California, US
Overview
Stripe Billing is the subscription and recurring-revenue layer of the Stripe platform. It lets companies model and run pricing across flat-rate, per-seat, tiered, and usage-based plans, automatically generating invoices, collecting payments, prorating mid-cycle changes, and managing the full subscription lifecycle (trials, upgrades, pauses, cancellations, and renewals). Because it sits on top of Stripe's payments stack, billing volume can be collected through cards, wallets, bank transfers, and other methods across more than 135 currencies.
Beyond invoicing and collection, Billing focuses heavily on revenue recovery and retention. Smart Retries applies machine-learning-driven retry timing to failed charges, and automated dunning emails, card-updater logic, and cancellation surveys aim to reduce involuntary and voluntary churn. On the finance side, Stripe layers on automatic tax calculation, ASC 606 / IFRS 15 revenue recognition reporting, and reconciliation, plus analytics and data-warehouse export for finance and RevOps teams. Usage-based and metered pricing is now powered by Metronome within the Stripe ecosystem.
For ERP-driven finance teams, Stripe is typically connected to the general ledger rather than replacing it. The Stripe-built Connector for NetSuite syncs charges, payouts, fees, invoices, refunds, disputes, and customer records into NetSuite and automates cash reconciliation; QuickBooks, Xero, and Sage are reached through marketplace apps. Stripe was named a Leader in Gartner's 2025 Magic Quadrant for Recurring Billing Applications and in The Forrester Wave for Recurring Billing Solutions (Q1 2025).
Screenshots & demo
Demo video from the vendor's YouTube channel. Screenshots sourced from Stripe.
Modules & capabilities
Stripe Billing covers 34 of 58 capabilities we track in this category
59%- Flat-rate, tiered, and volume pricing15+ built-in pricing modelsCore strength
- Usage-based and consumption pricingCore strength
- Hybrid pricing (recurring + usage + one-time)Combine usage charges with recurring feesCore strength
- Centralized product/plan catalogNot evidenced
- Bundling and packagingNot evidenced
- Discounts, coupons, and promotional pricingNot evidenced
- Customer-specific / negotiated pricingNot evidenced
- Ramp deals and multi-year price schedulesNot evidenced
“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
Common use cases
- Launching and managing SaaS subscription plans
- Implementing usage-based or hybrid pricing
- Recovering failed and expiring recurring payments
- Automating invoicing and customer self-service
- Calculating and remitting tax on recurring revenue
- Producing ASC 606 / IFRS 15 revenue recognition reports
- Expanding subscription billing into new currencies and markets
Strengths & considerations
Strengths
- Native part of the Stripe payments stack, so billing and collection are unified
- Smart Retries trained on platform-wide payment data for failed-payment recovery
- Multiprocessor model lets companies bill on Stripe while collecting through other processors
- Usage-based billing powered by Metronome with high-throughput metering
- Named a Leader in Gartner's 2025 MQ and Forrester Wave Q1 2025 for recurring billing
Considerations
- Billing fee (0.7% of billing volume) is in addition to standard Stripe payment processing fees
- The NetSuite connector syncs one-directionally (Stripe into NetSuite), not bi-directional
- QuickBooks, Xero, and Sage rely on marketplace/third-party apps rather than a Stripe-built connector
- Deep value is realized within the Stripe ecosystem; mixing other payment gateways limits some features
- Advanced usage-based billing depends on Metronome, which carries its own pricing
ERP integrations
Stripe-built Connector for NetSuite; listed on SuiteApp.com. Automates cash reconciliation.
Reached via accounting apps in the Stripe App Marketplace; imports transactions for reconciliation.
Marketplace connector syncs payments, fees, refunds, and payouts as bank transactions in Xero.
Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-11.
Pricing
Pay-as-you-go is 0.7% of billing volume, applied on top of standard Stripe payment processing fees. Annual subscription plans (billed monthly) offer volume discounts for higher volumes. The former Starter (0.5%) and Scale (0.8%) tiers were consolidated to 0.7% in 2024. Usage-based billing via Metronome is priced separately. Get an independent shortlist with pricing guidance below.
Technical & security
- Hosting
- Stripe-hosted SaaS
- Compliance
- PCI DSS Level 1, SOC 1 Type II, SOC 2 Type II, SOC 3
- Languages
- 35+ languages for hosted billing surfaces
About the vendor
- Founded
- 2010
- Headquarters
- South San Francisco, California, US
- Ownership
- Private
- Notable customers
- Atlassian, Figma, Intercom, Retool, Fox Sports
Alternatives to Stripe Billing in Billing & Subscriptions
Stripe Billing — frequently asked questions
How much does Stripe Billing cost?
Pay-as-you-go pricing is 0.7% of billing volume, charged in addition to standard Stripe payment processing fees. Annual commitment plans billed monthly offer volume discounts at higher volumes, and usage-based billing through Metronome is priced separately.
Does Stripe Billing integrate with my ERP?
Stripe provides a Stripe-built Connector for NetSuite that syncs charges, payouts, fees, invoices, refunds, disputes, and customers into NetSuite and automates reconciliation. QuickBooks Online, Xero, and Sage are connected through accounting apps in the Stripe App Marketplace.
Does Stripe Billing support usage-based pricing?
Yes. Usage-based and metered pricing is powered by Metronome within the Stripe ecosystem, supporting rate cards, high-throughput event metering, and hybrid models that combine usage charges with recurring fees.
How does Stripe Billing reduce churn?
Smart Retries applies machine-learning-driven retry timing to failed payments, while automated dunning emails, an automatic card updater for expired cards, and cancellation surveys address both involuntary and voluntary churn.
Does Stripe Billing handle revenue recognition and tax?
Yes. Stripe provides ASC 606 / IFRS 15 revenue recognition reporting and automatic tax calculation across 90+ countries through Stripe Tax, plus reconciliation and data-warehouse export for finance teams.
Evaluating Billing & Subscriptions?
Tell us your ERP and requirements and we'll send an independent shortlist — including Stripe Billing and the best-fit alternatives — with honest pros and cons.