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BILL Accounts Payable

by BILL · AP Automation

AP automation and payments platform for SMBs and accounting firms.

Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.

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Works with
NetSuiteSage IntacctQuickBooksMicrosoft Dynamics 365Xero
Deployment
Cloud
Company size
SMB, Mid-market
Pricing
Per-user subscription plus per-payment fees
Founded
2006
Headquarters
San Jose, California, USA

Overview

BILL (formerly Bill.com) is a financial operations platform whose accounts payable product automates the AP workflow for small and mid-sized businesses and the accounting firms that serve them. It captures digital invoices using OCR, routes them through approval workflows, and executes payments domestically and internationally via ACH, check, wire, and virtual card, syncing the results back into popular accounting systems. Its large business network enables electronic payment delivery between connected members.

BILL is especially popular with SMBs and accounting/bookkeeping firms, offering a client-management layer so firms can run AP across many clients. Beyond AP, BILL offers accounts receivable and a separate Spend & Expense product (corporate cards and expense management), making it a broad SMB financial operations provider.

BILL was founded in 2006 by René Lacerte and is headquartered in San Jose, California. It is publicly traded on the NYSE under the ticker BILL.

Screenshots & demo

Demo video from the vendor's YouTube channel.

Modules & capabilities

BILL Accounts Payable covers 20 of 49 capabilities we track in this category

41%
  • AI/OCR invoice data capture
    Core strength
  • Multi-language invoice recognition
    Not evidenced
  • Header and line-item extraction
    Not evidenced
  • Multi-channel invoice intakeEmail, upload and inbox intake
    Supported
  • Duplicate invoice detection
    Supported
  • Touchless / no-touch processing
    Not evidenced
  • Non-PO invoice handling
    Not evidenced

“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.

Common use cases

  • SMBs automating bill capture, approval, and payment in one platform
  • Accounting and bookkeeping firms running AP across many clients
  • Businesses paying domestic and international vendors from one workflow
  • Companies syncing AP tightly with QuickBooks, Xero, or Sage Intacct
  • Teams replacing paper checks with electronic and virtual card payments
  • Growing businesses needing approval controls and audit trails

Strengths & considerations

Strengths

  • Large business network enabling electronic payment delivery between members
  • Strong fit for accounting firms with multi-client management tools
  • Broad SMB financial operations footprint (AP, AR, and Spend & Expense)

Considerations

  • Oriented to SMB and mid-market rather than large enterprise complexity
  • Some advanced ERP and multi-entity needs may exceed its core SMB focus

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ERP integrations

NetSuiteBILL - Fully Automated AP/AR for NetSuite
Certified marketplace app
Bi-directionalBillsInvoicesPayments

SuiteApp on the official NetSuite marketplace; automated 2-way/3-way matching and OneWorld multi-entity support.

QuickBooksBILL for QuickBooks
Certified marketplace app
Bi-directionalBillsPayments

Listed in the QuickBooks App Store for both QuickBooks Online and Desktop.

XeroBILL for Xero
Certified marketplace app
Bi-directionalBillsPayments

Xero App Store listing; payments paid and received sync automatically, no double entry.

Sage IntacctBILL for Sage Intacct
Prebuilt connector
Bi-directionalBillsPayments

Dedicated Sage Intacct integration page describing automatic 2-way sync; no marketplace listing evidenced.

Microsoft Dynamics 365BILL for Microsoft Dynamics
Prebuilt connector
Bi-directionalBillsPayments

Automatic 2-way sync with Microsoft Dynamics listed on vendor's integration directory; no AppSource listing evidenced.

Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-11.

Pricing

Full BILL Accounts Payable pricing breakdown — cost at 25/100/500 seats, competitor rates & FAQs

Model
Per-user subscription plus per-payment fees
Starting price
$45-$79/user/month plus payment fees
Free trial
Yes

BILL is priced per user per month, roughly $45 to $79 depending on tier, with payment fees charged on top. That per-seat model makes it unusually predictable for AP automation, where most rivals price on invoice volume — but it also means cost scales with approver count, so businesses with many occasional approvers should check whether those seats are chargeable. ACH is typically included at low or no cost while cheques, international wires and fast payments carry per-transaction fees. Get an independent shortlist with pricing guidance below.

What does BILL Accounts Payable cost?

BILL Accounts Payable publishes a list price. Enter your seat count for an annual figure at that rate.

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7 of the 13 vendors we track in this category publish no list price at all.

Technical & security

Hosting
SaaS (multi-tenant)
Data residency
US
Compliance
SOC 1, SOC 2
Mobile app
Yes
Languages
English

About the vendor

Founded
2006
Headquarters
San Jose, California, USA
Employees
~2,000-2,500
Ownership
Public (NYSE: BILL)

Alternatives to BILL Accounts Payable in AP Automation

BILL Accounts Payable — frequently asked questions

Who is BILL AP best suited for?

Small and mid-sized businesses and the accounting/bookkeeping firms that serve them, with tools to run AP across many clients.

Can BILL pay international vendors?

Yes. BILL supports domestic and international payments via ACH, check, wire, and virtual card, including local-currency international payments.

Does BILL sync with my accounting software?

Yes. It offers two-way sync with QuickBooks, Xero, NetSuite, Sage Intacct, and Microsoft Dynamics 365 Business Central, with automatic reconciliation.

Is BILL the same as Bill.com?

Yes. The company rebranded from Bill.com to BILL; it trades publicly on the NYSE under ticker BILL.

Compare BILL Accounts Payable head-to-head

Free PDF · Vendor-neutral · No sales calls

The AP Automation Buyer's Guide

Before you commit to BILL Accounts Payable, see how it sits against the 13 AP automation systems we track — on capability, ERP integration depth and what each one actually charges for.

AP Automation Buyer's Guide

13 systems compared · 2026

ERP Research

  • BILL Accounts Payable compared side-by-side with 12 alternatives
  • ERP integration checklist — what to verify before you shortlist
  • The pricing questions that change the quote
  • A BILL Accounts Payable evaluation brief, included with the guide
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AP Automation Buyer's Guide

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Get a quote for BILL Accounts Payable

BILL Accounts Payable publishes a list price, but the number you pay depends on volume, modules and integration scope. Tell us your setup and we'll come back with a realistic figure and the alternatives worth quoting against it.

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