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Adyen Pricing 2026

Adyen starts at $0.13 fixed processing fee per transaction, plus a payment-method-specific fee (e.g. Mastercard/Visa: interchange + 0.60%). What follows is what that figure does and does not cover, what drives the total, and what comparable payment processing tools charge.

See full Adyen overview — features, integrations & alternatives
Pricing model
Per-transaction (interchange++ / blended)
Starting price
$0.13 fixed processing fee per transaction, plus a payment-method-specific fee (e.g. Mastercard/Visa: interchange + 0.60%)
Free trial
No

No setup, monthly or account-closure fees published. Variable fee depends on payment method, region and card type (e.g. SEPA Direct Debit EUR0.27, iDEAL EUR0.22, Alipay/WeChat Pay 3%); Adyen states published rates are indicative and invites custom quotes for volume merchants.

What does Adyen cost?

Adyen publishes a starting price ($0.13 fixed processing fee per transaction, plus a payment-method-specific fee (e.g. Mastercard/Visa: interchange + 0.60%)) but not a per-user rate, so there is no seat arithmetic to run. Here is what actually drives the total — and what to confirm before you sign.

  • Transaction volume — the number of payments, invoices or orders you push through it each month (9 of 15 vendors here).

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6 of the 15 vendors we track in this category publish no list price at all.

Adyen pricing FAQs

How much does Adyen cost?

Adyen starts at $0.13 fixed processing fee per transaction, plus a payment-method-specific fee (e.g. Mastercard/Visa: interchange + 0.60%). No setup, monthly or account-closure fees published. Variable fee depends on payment method, region and card type (e.g. SEPA Direct Debit EUR0.27, iDEAL EUR0.22, Alipay/WeChat Pay 3%); Adyen states published rates are indicative and invites custom quotes for volume merchants.

What drives the cost of Adyen?

No setup, monthly or account-closure fees published. Variable fee depends on payment method, region and card type (e.g. SEPA Direct Debit EUR0.27, iDEAL EUR0.22, Alipay/WeChat Pay 3%); Adyen states published rates are indicative and invites custom quotes for volume merchants.

Is Adyen pricing negotiable?

Published list rates are the starting point, not the floor. Annual commitment, multi-year terms and seat volume are the usual levers, and vendors in this category commonly discount for committed seat counts. Bring a competing published rate to the conversation.