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Signifyd Pricing 2026

Signifyd pricing: Percentage of protected GMV, assessed per merchant. What follows is what that figure does and does not cover, what drives the total, and what comparable payment fraud & risk tools charge.

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Pricing model
Percentage of protected GMV with chargeback liability shift
Starting price
Percentage of protected GMV, assessed per merchant
Free trial
No

Signifyd charges a percentage of protected gross merchandise value and takes on the loss when an order it approved turns out fraudulent — you are not charged when an order is declined for fraud. That guarantee model is the product: you are buying chargeback liability transfer, not just a risk score. The rate is set by assessing your current chargeback losses, decline rate and manual review effort, so two merchants with identical revenue can be quoted very differently. Compare against the fully-loaded cost of your current chargebacks plus review headcount, not against a per-transaction fee.

What does Signifyd cost?

Signifyd prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.

  • Transaction volumethe number of payments, invoices or orders you push through it each month (5 of 12 vendors here).

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8 of the 12 vendors we track in this category publish no list price at all.

Signifyd pricing FAQs

How much does Signifyd cost?

Signifyd pricing: Percentage of protected GMV, assessed per merchant. Signifyd charges a percentage of protected gross merchandise value and takes on the loss when an order it approved turns out fraudulent — you are not charged when an order is declined for fraud. That guarantee model is the product: you are buying chargeback liability transfer, not just a risk score. The rate is set by assessing your current chargeback losses, decline rate and manual review effort, so two merchants with identical revenue can be quoted very differently. Compare against the fully-loaded cost of your current chargebacks plus review headcount, not against a per-transaction fee.

What drives the cost of Signifyd?

Signifyd charges a percentage of protected gross merchandise value and takes on the loss when an order it approved turns out fraudulent — you are not charged when an order is declined for fraud. That guarantee model is the product: you are buying chargeback liability transfer, not just a risk score. The rate is set by assessing your current chargeback losses, decline rate and manual review effort, so two merchants with identical revenue can be quoted very differently. Compare against the fully-loaded cost of your current chargebacks plus review headcount, not against a per-transaction fee.

Is Signifyd pricing negotiable?

Published list rates are the starting point, not the floor. Annual commitment, multi-year terms and seat volume are the usual levers, and vendors in this category commonly discount for committed seat counts. Bring a competing published rate to the conversation.