Sift vs Signifyd
payment fraud & risk head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Subscription tiered on transaction volume | Percentage of protected GMV with chargeback liability shift |
| Deployment | Cloud | Cloud |
| Company size | Mid-market, Enterprise | Mid-market, Enterprise |
| Stated ERP integrations | None listed | NetSuite |
| Vendor | Sift | Signifyd |
Our take
Where Sift leads
- Stronger evidenced coverage on 10 of the 19 capabilities where they differ (led by custom risk-scoring api and public api & webhooks).
Where Signifyd leads
- Stronger evidenced coverage on 9 of the 19 capabilities where they differ (led by automated dispute representment and financial guarantee against chargebacks).
- Stated NetSuite integration the alternative doesn't list.
Where they differ
The 19 capabilities (of 51 in the payment fraud & risk taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Automated dispute representmentChargeback & Dispute Management | Not evidenced | Core strength Chargeback Recovery / representment; vendor claims 50% higher dispute win rate |
| Financial guarantee against chargebacksChargeback & Dispute Management | Not evidenced | Core strength Financial guarantee against fraud on approved orders; Complete Chargeback Protection covers fraud and non-fraud chargebacks |
| Issuer approval-rate optimizationChargeback & Dispute Management | Not evidenced | Core strength Auth Rate Optimization using enhanced data to influence issuer approval rates; Dynamic Exemption Management for PSD2/SCA |
| Returns abuse detectionAccount Protection & Abuse Prevention | Not evidenced | Core strength Return Abuse Prevention |
| Custom risk-scoring APIRisk Intelligence & Analytics | Core strength Sift Score API for custom risk models | Not evidenced |
| Public API & webhooksPlatform, Deployment & Integrations | Core strength Real-time event and decision webhooks plus Score API | Not evidenced |
| Device intelligence & fingerprintingTransaction & Payment Fraud Detection | Not evidenced | Supported Device, behavioral and cross-merchant network signal analysis |
| Card-testing & stolen-card detectionTransaction & Payment Fraud Detection | Supported Stolen-card and card-testing fraud detection | Not evidenced |
| Adaptive machine-learning risk modelsTransaction & Payment Fraud Detection | Supported | Not evidenced |
| Dispute performance analyticsChargeback & Dispute Management | Not evidenced | Supported |
| Fake / new-account fraud detectionAccount Protection & Abuse Prevention | Supported Fake account / account-creation abuse prevention | Not evidenced |
| Risk-based step-up authenticationAccount Protection & Abuse Prevention | Not evidenced | Supported Brand Defense step-up challenge on suspicious logins |
| Configurable case management workflowCase Management & Investigation | Supported Console for manual review with custom rule-building | Not evidenced |
| Analyst manual-review consoleCase Management & Investigation | Supported | Not evidenced |
| Pre-built dashboards & reportingRisk Intelligence & Analytics | Supported Reporting on fraud losses and approval rates | Not evidenced |
| Industry/vertical-tuned risk modelsRisk Intelligence & Analytics | Not evidenced | Supported Vertical-tuned models for fashion, electronics, grocery, QSR, airlines and more |
| Model transparency / explainabilityRisk Intelligence & Analytics | Supported "Clearbox" model transparency into signals behind a score | Not evidenced |
| Cross-institution network intelligenceTransaction & Payment Fraud Detection | Core strength Global network intelligence drawn from cross-customer event data | Supported |
| Native ERP connectivityPlatform, Deployment & Integrations | Not evidenced Salesforce Commerce Cloud cartridge documented; no accounting-ERP connector evidenced | Partial NetSuite listed as a platform partner; no marketplace-certified connector evidenced |
Both grade identically on the other 32 capabilities — see each product's full profile: Sift, Signifyd.
Sift vs Signifyd — FAQs
Is Sift or Signifyd better for ERP integration?
They state different ERP coverage: Sift lists no ERP integrations publicly; Signifyd lists NetSuite.
Which is cheaper, Sift or Signifyd?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Sift and Signifyd should each cost you — and whether a third option belongs on your shortlist.