Brex vs SAP Concur
expense management head-to-head for ERP teams: evidenced capabilities, published pricing, and which ERPs each actually integrates with.
| Starting price | Free tier available | Quote-based |
| Deployment | Cloud | Cloud |
| Company size | SMB, Mid-market, Enterprise | Mid-market, Enterprise |
| Stated ERP integrations | NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365, Xero | SAP, NetSuite, Oracle Fusion Cloud, Microsoft Dynamics 365, QuickBooks |
| Vendor | Brex | SAP |
Our take
Where Brex leads
- Stronger evidenced coverage on 6 of the 27 capabilities where they differ (led by physical and virtual card issuance and multi-entity and international card issuance).
- Stated Sage Intacct, Xero integration the alternative doesn't list.
Where SAP Concur leads
- Stronger evidenced coverage on 21 of the 27 capabilities where they differ (led by receipt ocr capture and configurable expense policy rules).
- Stated SAP, Oracle Fusion Cloud integration the alternative doesn't list.
Where they differ
The 27 capabilities (of 47 in the expense management taxonomy) where the evidence separates them, biggest gaps first. “Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
| Capability | ||
|---|---|---|
| Receipt OCR captureExpense & Receipt Capture | Not evidenced | Core strength Mobile receipt photo capture with OCR via ExpenseIt |
| Physical and virtual card issuanceCorporate Card Management | Core strength Multi-entity and international card issuance | Not evidenced |
| Multi-entity and international card issuanceCorporate Card Management | Core strength Multi-entity and international card issuance | Not evidenced |
| Configurable expense policy rulesPolicy, Compliance & Fraud Controls | Not evidenced | Core strength Configurable expense policy rules |
| Out-of-policy flaggingPolicy, Compliance & Fraud Controls | Not evidenced | Core strength Out-of-policy flagging on submission |
| AI-driven policy reviewPolicy, Compliance & Fraud Controls | Core strength AI-powered expense assistant | Not evidenced |
| Fraud and anomaly detectionPolicy, Compliance & Fraud Controls | Not evidenced | Core strength Fraud and duplicate detection via spend pattern analysis |
| Multi-level approval workflowsApproval Workflows | Not evidenced | Core strength Multi-level approval workflows |
| Department / project budgetsBudgeting, Spend Visibility & Reporting | Core strength Budgets with auto-enforced spend rules | Not evidenced |
| Real-time budget enforcementBudgeting, Spend Visibility & Reporting | Core strength Budgets with auto-enforced spend rules | Not evidenced |
| Configurable analytics and reportingBudgeting, Spend Visibility & Reporting | Not evidenced | Core strength Configurable analytics (Concur Intelligence) |
| Third-party app marketplacePlatform, Administration & Integrations | Not evidenced | Core strength App Center marketplace with 900+ partners |
| Mobile app receipt captureExpense & Receipt Capture | Not evidenced | Supported Mobile receipt photo capture with OCR via ExpenseIt |
| Email-forwarded receipt captureExpense & Receipt Capture | Not evidenced | Supported Email-forwarded and e-receipt capture |
| Duplicate expense detectionExpense & Receipt Capture | Not evidenced | Supported Fraud and duplicate detection via spend pattern analysis |
| Mileage tracking and reimbursementExpense & Receipt Capture | Not evidenced | Supported Mileage and per diem capture |
| Per diem automationExpense & Receipt Capture | Not evidenced | Supported Mileage and per diem capture |
| Card feed import and reconciliationCorporate Card Management | Not evidenced | Supported Corporate card feed import and matching |
| Audit trail and receipt verificationPolicy, Compliance & Fraud Controls | Not evidenced | Supported Audit rules and receipt verification |
| Delegate and proxy approvalsApproval Workflows | Not evidenced | Supported Delegate and proxy approvals |
| Out-of-pocket expense reimbursementReimbursement & Payouts | Not evidenced | Supported Reimbursement processing |
| Purchase order / request matchingAccounts Payable / Invoice Management | Not evidenced | Supported Purchase request and PO matching |
| Invoice approval routingAccounts Payable / Invoice Management | Not evidenced | Supported Invoice approval routing |
| Duty-of-care traveler trackingTravel Management | Not evidenced | Supported Duty-of-care and traveler tracking |
| Real-time spend dashboardsBudgeting, Spend Visibility & Reporting | Not evidenced | Supported Spend dashboards and standard reports |
| Open APIPlatform, Administration & Integrations | Not evidenced | Supported Open APIs for custom integrations |
| Vendor payment executionAccounts Payable / Invoice Management | Core strength Domestic and international vendor payments | Supported Vendor and payment management |
Both grade identically on the other 20 capabilities — see each product's full profile: Brex, SAP Concur.
Brex vs SAP Concur — FAQs
Is Brex or SAP Concur better for ERP integration?
Both state integrations with NetSuite, QuickBooks, Microsoft Dynamics 365. Brex additionally lists Sage Intacct, Xero. SAP Concur additionally lists SAP, Oracle Fusion Cloud. Always verify the connector against your ERP version with a reference customer.
Which is cheaper, Brex or SAP Concur?
Neither publishes a list price — both quote. Ask each for the all-in first-year cost at your seat count, as one number, and compare those.
Get pricing for both
Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what Brex and SAP Concur should each cost you — and whether a third option belongs on your shortlist.