AccessPay
by AccessPay · Bank Connectivity
UK bank connectivity and payments automation layer linking ERPs to banks and payment networks.
Updated August 2026 · By the ERP Research Editorial Team · Independent and vendor-neutral.
- Works with
Sage
NetSuite
Microsoft Dynamics 365
Acumatica- Deployment
- Cloud
- Company size
- SMB, Mid-market, Enterprise
- Pricing
- Quote-based
- Founded
- 2012
- Headquarters
- Manchester, United Kingdom
Overview
AccessPay is a UK-based bank connectivity and payments automation platform, founded in 2012 and headquartered in Manchester. It provides a cloud-based integration layer between a company ERP, payroll and back-office systems and its banks, automating outbound payments, Direct Debit collections, and bank statement retrieval.
The platform connects to more than 16,000 banks and supports UK and international payment networks including Bacs (as an approved bureau and software provider), Faster Payments, CHAPS, SEPA and SWIFT (via its L2BA solution), alongside host-to-host connectivity. It documents integrations with Sage, Oracle NetSuite, Microsoft Dynamics 365 and Acumatica, delivering automated bank statement feeds and auto-reconciliation into each system. Fraud and compliance controls include account name verification, sanctions and payment screening, and dual-approval workflows, alongside support for ISO 20022, UK SOX and DORA operational-resilience requirements.
AccessPay is regulated by the UK Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) and holds Cyber Essentials Plus certification. It reports serving 1,000+ customers across financial services, insurance, legal, charity, manufacturing, retail, construction and public-sector organizations, and is backed by investors including Accel-KKR, Mastercard and True Ventures.
Screenshots & demo
Demo video from the vendor's YouTube channel. Screenshots sourced from AccessPay.
Modules & capabilities
AccessPay covers 20 of 39 capabilities we track in this category (+2 partial)
51%- Multi-bank connectivity footprint16,000+ banks connectedCore strength
- SWIFT connectivitySWIFT access via the SWIFT L2BA solutionSupported
- EBICS connectivityNot evidenced
- Host-to-host (H2H) connectivitySupported
- API-based bank connectivityStatements pulled via API or SFTP per vendor docsSupported
- Local payment rail coverageBacs, Faster Payments, CHAPS, SEPACore strength
- ISO 20022 format supportCHAPS ISO 20022 ready; CAMT.052/053 statement supportSupported
- Legacy format supportMT940/MT942, BAI statement formatsSupported
“Not evidenced” means our research found no public documentation of this capability — the vendor may still offer it. Confirm on a demo.
Common use cases
- Connecting Sage, Oracle NetSuite or Microsoft Dynamics 365 directly to a company banks for payments and statement retrieval
- Automating Bacs, Faster Payments, CHAPS and SEPA payment submission without logging into separate bank portals
- Running Direct Debit collections at scale for subscription or recurring-revenue businesses
- Screening outbound payments and payees for fraud and sanctions risk before submission
- Meeting UK SOX and operational resilience (DORA) compliance requirements for payment processes
- Connecting to SWIFT via the SWIFT L2BA solution for corporates that do not want a direct SWIFT membership
- Auto-reconciling bank statement data against ERP records to speed up month-end close
Strengths & considerations
Strengths
- UK-focused bank and payment network coverage: Bacs (approved bureau and software), Faster Payments, CHAPS, SEPA and SWIFT L2BA, alongside 16,000+ bank connections
- FCA/PRA regulated provider with Cyber Essentials Plus certification
- Positions itself around UK SOX and DORA operational-resilience compliance specifically, not just generic bank connectivity
- Backed by investors including Mastercard and Accel-KKR
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Rate itERP integrations
Live Sage Intacct Marketplace listing ('AccessPay is Sage Intacct's premium integration partner') for automated bank statement retrieval via the Banking Cloud. Listed as prebuilt-connector, not certified-marketplace, because its host (marketplace.intacct.com) doesn't match the sage-intacct marketplaceDomains in lib/erp-addons-capability-db.ts (marketplace.sageintacct.com / marketplace.sage.com) — worth reconciling.
Indexed Acumatica Marketplace listing (title 'AccessPay Corporate Banking Operations Platform', plus a dedicated ISV overview PDF under acumatica.com/content/plugins/ac-marketplace/uploads/ACCESSPAY/). Direct fetch of the listing page returned 404 during research (possibly bot-blocked or a stale path) — a human should re-verify the live URL before shipping.
AccessPay-built connector delivering automated intraday/end-of-day bank statements (MT940/942, CAMT.052/053) into NetSuite for auto-reconciliation. No listing found on suiteapp.com.
Automated statement retrieval and delivery into Dynamics 365 for reconciliation via API/SFTP. No AppSource marketplace listing found.
Connector details independently verified against vendor marketplaces and documentation; last checked 2026-08-20.
Pricing
Full AccessPay pricing breakdown — cost at 25/100/500 seats, competitor rates & FAQs
Pricing is not publicly published; AccessPay states it offers pricing packages for businesses of all sizes and directs prospects to request a quote. Get an independent shortlist with pricing guidance below.
What does AccessPay cost?
AccessPay prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.
10 of the 10 vendors we track in this category publish no list price at all.
Technical & security
- Hosting
- SaaS
- Compliance
- FCA/PRA regulated, Cyber Essentials Plus, BACS-approved software and bureau
About the vendor
- Founded
- 2012
- Headquarters
- Manchester, United Kingdom
- Employees
- ~130
- Ownership
- Private (backed by Accel-KKR, Mastercard, and True Ventures)
Alternatives to AccessPay in Bank Connectivity
AccessPay — frequently asked questions
What ERPs does AccessPay integrate with?
AccessPay documents integrations with Sage, Oracle NetSuite, Microsoft Dynamics 365 and Acumatica, delivering automated bank statement feeds and reconciliation into each system.
Which UK payment networks does AccessPay support?
AccessPay supports Bacs (as an approved bureau and software provider), Faster Payments, CHAPS, SEPA and SWIFT via its L2BA solution, plus Direct Debit collections.
Is AccessPay regulated?
Yes. AccessPay is regulated by the UK Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA), and holds Cyber Essentials Plus certification.
How is AccessPay priced?
AccessPay does not publish pricing; it states it offers pricing packages available for businesses of all sizes and directs prospects to request a quote.
Compare AccessPay head-to-head
The Bank Connectivity Buyer's Guide
Before you commit to AccessPay, see how it sits against the 10 bank connectivity systems we track — on capability, ERP integration depth and what each one actually charges for.
Bank Connectivity Buyer's Guide
10 systems compared · 2026
ERP Research
- AccessPay compared side-by-side with 9 alternatives
- ERP integration checklist — what to verify before you shortlist
- The pricing questions that change the quote
- A AccessPay evaluation brief, included with the guide
Bank Connectivity Buyer's Guide
Get pricing for AccessPay
AccessPay doesn't publish a price. Tell us your ERP, seat count and must-haves and we'll come back with an independent view of what it should cost you — and which alternatives are worth quoting alongside it.