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Wise Business Pricing 2026

Wise Business pricing: One-off 50 GBP (or local equivalent) setup fee for the Advanced plan. What follows is what that figure does and does not cover, what drives the total, and what comparable global payouts tools charge.

See full Wise Business overview — features, integrations & alternatives
Pricing model
Pay-as-you-go transaction fees
Starting price
One-off 50 GBP (or local equivalent) setup fee for the Advanced plan
Free trial
No

No monthly account fee. FX conversion is priced at the mid-market rate plus a disclosed fee starting from about 0.33 percent, varying by currency pair. Volume discounts are available for businesses converting more than 20,000 GBP or equivalent per month. The free Essential plan covers basic send-and-hold functionality but, since November 2025, does not include receiving payments or direct debits.

What does Wise Business cost?

Wise Business prices by quote, like most of this category. Here is what actually drives your number — and what to ask before you get one.

  • Transaction volume — the number of payments, invoices or orders you push through it each month (2 of 9 vendors here).

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1 of the 9 vendors we track in this category publish no list price at all.

Wise Business pricing FAQs

How much does Wise Business cost?

Wise Business pricing: One-off 50 GBP (or local equivalent) setup fee for the Advanced plan. No monthly account fee. FX conversion is priced at the mid-market rate plus a disclosed fee starting from about 0.33 percent, varying by currency pair. Volume discounts are available for businesses converting more than 20,000 GBP or equivalent per month. The free Essential plan covers basic send-and-hold functionality but, since November 2025, does not include receiving payments or direct debits.

What drives the cost of Wise Business?

No monthly account fee. FX conversion is priced at the mid-market rate plus a disclosed fee starting from about 0.33 percent, varying by currency pair. Volume discounts are available for businesses converting more than 20,000 GBP or equivalent per month. The free Essential plan covers basic send-and-hold functionality but, since November 2025, does not include receiving payments or direct debits.

Is Wise Business pricing negotiable?

Published list rates are the starting point, not the floor. Annual commitment, multi-year terms and seat volume are the usual levers, and vendors in this category commonly discount for committed seat counts. Bring a competing published rate to the conversation.