GoCardless Pricing 2026

GoCardless pricing: Standard: 0.5% + $0.05 per domestic transaction (capped at $5); international 1.5% + $0.05. What follows is what that figure does and does not cover, what drives the total, and what comparable billing & subscriptions tools charge.

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Pricing model: Per-transaction fees with tiered plans (Standard, Advanced, Pro, Custom); no setup or monthly fees on standard plans
Starting price: Standard: 0.5% + $0.05 per domestic transaction (capped at $5); international 1.5% + $0.05
Free trial: Yes

Advanced 0.75% + $0.05 (cap $6.25) adds intelligent retries and verification; Pro 0.9% + $0.05 (cap $7) adds end-to-end fraud protection; Custom offers volume pricing. New US signups get 90 days fee-free. Optional $50/month for custom payment pages. Rates vary by region and currency.

What does GoCardless cost?

GoCardless publishes a starting price (Standard: 0.5% + $0.05 per domestic transaction (capped at $5); international 1.5% + $0.05) but not a per-user rate, so there is no seat arithmetic to run. Here is what actually drives the total — and what to confirm before you sign.

Licence basis — ask whether you are billed per named user, per active user, or per entity — the same headline rate can differ several-fold between them.
Implementation — ask for the one-off setup, data-migration and configuration fee as a separate line from the subscription.
ERP integration — ask whether the connector for your ERP is included, a paid add-on, or custom work quoted per interface.
Contract term & uplift — ask for the annual uplift cap in writing; an uncapped renewal is where multi-year savings disappear.
What is not included — ask which features sit in a higher tier — sandbox environments, SSO, audit logs and API access are common upsells.

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8 of the 15 vendors we track in this category publish no list price at all.

GoCardless pricing FAQs

How much does GoCardless cost?

GoCardless pricing: Standard: 0.5% + $0.05 per domestic transaction (capped at $5); international 1.5% + $0.05. Advanced 0.75% + $0.05 (cap $6.25) adds intelligent retries and verification; Pro 0.9% + $0.05 (cap $7) adds end-to-end fraud protection; Custom offers volume pricing. New US signups get 90 days fee-free. Optional $50/month for custom payment pages. Rates vary by region and currency.

What drives the cost of GoCardless?

Is GoCardless pricing negotiable?

Published list rates are the starting point, not the floor. Annual commitment, multi-year terms and seat volume are the usual levers, and vendors in this category commonly discount for committed seat counts. Bring a competing published rate to the conversation.